Eastern Bank PLC. (DSE:EBL)

Eastern Bank PLC. Income Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	47,035	39,557	26,870	19,887	16,536	20,011
Interest Paid on Deposits	37,253	29,208	18,687	13,027	8,601	13,959
Net Interest Income	9,782	10,349	8,183	6,860	7,935	6,052
Net Interest Income Growth (YoY)	-4.81%	26.48%	19.29%	-13.55%	31.11%	-26.88%
Gain (Loss) on Sale of Assets	13.1	13.1	6.65	4.3	5.69	2.67
Gain (Loss) on Sale of Investments	-1,171	-1,382	-87.8	273.89	520.22	77.1
Other Non-Interest Income	19,642	16,313	12,690	11,315	9,382	8,435
Total Non-Interest Income	18,484	14,945	12,609	11,593	9,908	8,515
Non-Interest Income Growth (YoY)	20.37%	18.52%	8.77%	17.01%	16.36%	26.28%
Revenues Before Loan Losses	28,266	25,294	20,792	18,453	17,842	14,567
Provision for Loan Losses	3,296	2,536	1,596	1,626	2,209	634.79
Revenue	24,970	22,758	19,196	16,826	15,633	13,932
Revenue Growth (YoY)	8.10%	18.55%	14.08%	7.63%	12.21%	2.51%
Salaries and Employee Benefits	7,501	6,669	5,532	5,020	4,264	4,073
Occupancy Expenses	2,207	1,933	1,756	1,568	1,341	1,320
Selling, General & Administrative	1,660	1,429	1,164	796.64	684.03	663.25
Other Non-Interest Expense	313.92	995.04	1,013	1,418	660.96	532.74
Total Non-Interest Expense	11,681	11,026	9,465	8,803	6,949	6,589
EBT Excluding Unusual Items	13,288	11,732	9,731	8,024	8,684	7,342
Other Unusual Items	383.58	383.58	161.1	225.09	-152.93	-602.39
Pretax Income	13,672	12,116	9,893	8,249	8,531	6,740
Income Tax Expense	5,433	5,517	3,770	3,128	3,731	2,560
Net Income	8,239	6,599	6,122	5,121	4,800	4,180
Net Income to Common	8,239	6,599	6,122	5,121	4,800	4,180
Net Income Growth	26.92%	7.78%	19.56%	6.67%	14.83%	4.76%
Basic Shares Outstanding	1,596	1,596	1,596	1,596	1,596	1,596
Diluted Shares Outstanding	1,596	1,596	1,596	1,596	1,596	1,596
Shares Change (YoY)	0.12%	-	-	-	-	-
EPS (Basic)	5.16	4.14	3.84	3.21	3.01	2.62
EPS (Diluted)	5.16	4.14	3.84	3.21	3.01	2.62
EPS Growth	26.77%	7.78%	19.56%	6.67%	14.83%	4.76%
Dividend Per Share	1.489	1.489	0.946	0.841	0.747	0.890
Dividend Growth	57.51%	57.51%	12.50%	12.49%	-16.07%	16.67%
Effective Tax Rate	39.73%	45.53%	38.11%	37.92%	43.73%	37.98%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.