Eastern Bank PLC. (DSE:EBL)

Eastern Bank PLC. Income Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	49,402	49,034	39,557	26,870	19,887	16,536
Interest Paid on Deposits	40,982	39,495	29,208	18,687	13,027	8,601
Net Interest Income	8,419	9,538	10,349	8,183	6,860	7,935
Net Interest Income Growth (YoY)	-18.77%	-7.83%	26.48%	19.29%	-13.55%	31.11%
Gain (Loss) on Sale of Assets	-0.7	-0.7	13.1	6.65	4.3	5.69
Gain (Loss) on Sale of Investments	-396.33	-581.61	-1,382	-87.8	273.89	520.22
Other Non-Interest Income	22,695	21,571	16,313	12,690	11,315	9,382
Total Non-Interest Income	22,298	20,989	14,945	12,609	11,593	9,908
Non-Interest Income Growth (YoY)	34.00%	40.45%	18.52%	8.77%	17.01%	16.36%
Revenues Before Loan Losses	30,718	30,527	25,294	20,792	18,453	17,842
Provision for Loan Losses	2,634	3,718	2,536	1,596	1,626	2,209
Revenue	28,084	26,810	22,758	19,196	16,826	15,633
Revenue Growth (YoY)	20.48%	17.80%	18.55%	14.08%	7.63%	12.21%
Salaries and Employee Benefits	8,077	7,856	6,669	5,532	5,020	4,264
Occupancy Expenses	2,205	2,173	1,933	1,756	1,568	1,341
Selling, General & Administrative	1,639	1,620	1,429	1,164	796.64	684.03
Other Non-Interest Expense	1,524	1,696	995.04	1,013	1,418	660.96
Total Non-Interest Expense	13,444	13,346	11,026	9,465	8,803	6,949
EBT Excluding Unusual Items	14,639	13,464	11,732	9,731	8,024	8,684
Other Unusual Items	-	-	383.58	161.1	225.09	-152.93
Pretax Income	14,639	13,464	12,116	9,893	8,249	8,531
Income Tax Expense	6,102	5,124	5,517	3,770	3,128	3,731
Net Income	8,538	8,340	6,599	6,122	5,121	4,800
Net Income to Common	8,538	8,340	6,599	6,122	5,121	4,800
Net Income Growth	22.83%	26.39%	7.78%	19.56%	6.67%	14.83%
Basic Shares Outstanding	1,645	1,644	1,644	1,644	1,644	1,644
Diluted Shares Outstanding	1,645	1,644	1,644	1,644	1,644	1,644
Shares Change (YoY)	0.77%	-	-	-	-	-
EPS (Basic)	5.19	5.07	4.01	3.72	3.12	2.92
EPS (Diluted)	5.19	5.07	4.01	3.72	3.12	2.92
EPS Growth	21.89%	26.39%	7.78%	19.56%	6.67%	14.83%
Dividend Per Share	2.427	2.427	1.446	0.918	0.816	0.725
Dividend Growth	67.86%	67.86%	57.50%	12.51%	12.49%	-16.07%
Effective Tax Rate	41.68%	38.05%	45.53%	38.11%	37.92%	43.73%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.