Federal Insurance PLC (DSE:FEDERALINS)

Federal Insurance Statistics

Total Valuation

DSE:FEDERALINS has a market cap or net worth of BDT 1.38 billion. The enterprise value is 1.08 billion.

Market Cap	1.38B
Enterprise Value	1.08B

Important Dates

The next estimated earnings date is Tuesday, January 27, 2026.

Earnings Date	Jan 27, 2026
Ex-Dividend Date	Jun 17, 2025

Share Statistics

DSE:FEDERALINS has 71.04 million shares outstanding.

Current Share Class	71.04M
Shares Outstanding	71.04M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+3.01%
Owned by Insiders (%)	27.93%
Owned by Institutions (%)	n/a
Float	43.41M

Valuation Ratios

The trailing PE ratio is 17.50.

PE Ratio	17.50
Forward PE	n/a
PS Ratio	2.88
PB Ratio	1.52
P/TBV Ratio	1.52
P/FCF Ratio	165.85
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.26, with an EV/FCF ratio of 129.77.

EV / Earnings	13.69
EV / Sales	2.26
EV / EBITDA	7.26
EV / EBIT	8.30
EV / FCF	129.77

Financial Position

The company has a current ratio of 18.27, with a Debt / Equity ratio of 0.01.

Current Ratio	18.27
Quick Ratio	10.65
Debt / Equity	0.01
Debt / EBITDA	0.05
Debt / FCF	0.86
Interest Coverage	231.97

Financial Efficiency

Return on equity (ROE) is 8.70% and return on invested capital (ROIC) is 8.91%.

Return on Equity (ROE)	8.70%
Return on Assets (ROA)	5.34%
Return on Invested Capital (ROIC)	8.91%
Return on Capital Employed (ROCE)	8.89%
Revenue Per Employee	965,215
Profits Per Employee	159,071
Employee Count	495
Asset Turnover	0.31
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:FEDERALINS has paid 50.54 million in taxes.

Income Tax	50.54M
Effective Tax Rate	39.09%

Stock Price Statistics

The stock price has increased by +1.57% in the last 52 weeks. The beta is 0.21, so DSE:FEDERALINS's price volatility has been lower than the market average.

Beta (5Y)	0.21
52-Week Price Change	+1.57%
50-Day Moving Average	20.59
200-Day Moving Average	19.42
Relative Strength Index (RSI)	47.53
Average Volume (20 Days)	122,879

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:FEDERALINS had revenue of BDT 477.78 million and earned 78.74 million in profits. Earnings per share was 1.11.

Revenue	477.78M
Gross Profit	328.85M
Operating Income	129.84M
Pretax Income	129.28M
Net Income	78.74M
EBITDA	143.73M
EBIT	129.84M
Earnings Per Share (EPS)	1.11

Balance Sheet

The company has 306.97 million in cash and 7.11 million in debt, giving a net cash position of 299.86 million or 4.22 per share.

Cash & Cash Equivalents	306.97M
Total Debt	7.11M
Net Cash	299.86M
Net Cash Per Share	4.22
Equity (Book Value)	908.61M
Book Value Per Share	12.79
Working Capital	1.16B

Cash Flow

In the last 12 months, operating cash flow was -14.58 million and capital expenditures 22.89 million, giving a free cash flow of 8.31 million.

Operating Cash Flow	-14.58M
Capital Expenditures	22.89M
Free Cash Flow	8.31M
FCF Per Share	0.12

Margins

Gross margin is 68.83%, with operating and profit margins of 27.18% and 16.48%.

Gross Margin	68.83%
Operating Margin	27.18%
Pretax Margin	27.06%
Profit Margin	16.48%
EBITDA Margin	30.08%
EBIT Margin	27.18%
FCF Margin	1.74%

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 5.15%.

Dividend Per Share	1.00
Dividend Yield	5.15%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	95.90%
Buyback Yield	n/a
Shareholder Yield	5.15%
Earnings Yield	5.71%
FCF Yield	0.60%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 8, 2021. It was a forward split with a ratio of 1.05.

Last Split Date	Jul 8, 2021
Split Type	Forward
Split Ratio	1.05

Scores

Altman Z-Score	n/a
Piotroski F-Score	3