Global Islami Bank PLC. Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '19 Dec 31, 2019
Interest Income on Loans	65.79	8,430	12,321	13,863	13,030	11,043
Interest Paid on Deposits	15,235	13,526	10,505	8,275	8,014	8,424
Net Interest Income	-15,169	-5,096	1,815	5,588	5,016	2,619
Net Interest Income Growth (YoY)	-	-	-67.52%	11.41%	91.54%	6.41%
Gain (Loss) on Sale of Assets	0.05	0.36	1.17	13.49	-3.83	-16.52
Gain (Loss) on Sale of Investments	27.65	101.88	231.73	256.84	-21.75	-
Other Non-Interest Income	840.96	757.92	398.58	523.08	401.76	590.37
Total Non-Interest Income	868.67	860.17	631.48	793.4	376.19	573.85
Non-Interest Income Growth (YoY)	16.99%	36.22%	-20.41%	110.91%	-34.45%	28.42%
Revenues Before Loan Losses	-14,301	-4,236	2,447	6,382	5,392	3,193
Provision for Loan Losses	15,966	2,793	19,578	791.26	216.89	409.04
Revenue	-30,266	-7,029	-17,131	5,590	5,175	2,784
Revenue Growth (YoY)	-	-	-	8.02%	85.93%	-0.83%
Salaries and Employee Benefits	2,074	2,050	1,802	1,834	1,416	930.93
Occupancy Expenses	986.5	923.62	863.52	846.34	740.13	599.93
Selling, General & Administrative	139.81	182.32	218.58	174.22	131.83	96.18
Other Non-Interest Expense	1,693	2,192	1,447	671.43	416.59	281.1
Total Non-Interest Expense	4,893	5,348	4,331	3,526	2,705	1,908
EBT Excluding Unusual Items	-35,159	-12,378	-21,461	2,064	2,471	875.43
Other Unusual Items	-	-	114.15	25.3	1.36	-
Pretax Income	-35,159	-12,378	-21,347	2,089	2,472	875.43
Income Tax Expense	84	88.64	172.93	1,126	1,153	508.4
Net Income	-35,243	-12,466	-21,520	963.16	1,319	367.03
Net Income to Common	-35,243	-12,466	-21,520	963.16	1,319	367.03
Net Income Growth	-	-	-	-27.00%	259.47%	-30.78%
Basic Shares Outstanding	987	987	987	987	987	491
Diluted Shares Outstanding	987	987	987	987	987	491
Shares Change (YoY)	0.27%	-	-	-	101.16%	-
EPS (Basic)	-35.69	-12.62	-21.79	0.98	1.34	0.75
EPS (Diluted)	-35.69	-12.62	-21.79	0.98	1.34	0.75
EPS Growth	-	-	-	-27.00%	78.70%	-30.78%
Dividend Per Share	-	-	0.500	0.476	-	-
Dividend Growth	-	-	5.00%	-	-	-
Effective Tax Rate	-	-	-	53.90%	46.63%	58.07%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.