Global Insurance Ratios and Metrics

Market cap in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May '26 May 4, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	1,217	1,002	1,363	1,265	2,202	1,509
Market Cap Growth	13.21%	-26.49%	7.69%	-42.54%	45.97%	80.83%
Enterprise Value	634	337	680	577	1,654	1,144
PE Ratio	24.98	26.87	-	7.89	18.08	15.83
PS Ratio	1.61	1.32	1.69	1.32	3.08	2.64
PB Ratio	2.06	1.70	2.41	2.26	4.06	2.92
P/FCF Ratio	122.68	102.87	54.50	8.29	8.40	8.04
P/OCF Ratio	106.48	94.05	49.11	7.64	7.99	7.61
EV/Sales Ratio	0.84	0.45	0.84	0.60	2.31	2.00
EV/EBITDA Ratio	5.83	4.09	18.98	2.80	10.05	7.79
EV/EBIT Ratio	6.29	4.60	26.92	2.96	10.74	8.34
EV/FCF Ratio	63.94	34.61	27.21	3.78	6.31	6.10
Debt / Equity Ratio	0.12	0.12	0.08	0.00	0.01	0.07
Debt / EBITDA Ratio	0.66	0.86	1.24	0.01	0.02	0.26
Debt / FCF Ratio	7.24	7.26	1.77	0.01	0.01	0.20
Net Debt / Equity Ratio	-0.99	-1.05	-1.20	-1.27	-1.16	-0.88
Net Debt / EBITDA Ratio	-5.36	-7.54	-18.98	-3.44	-3.81	-3.10
Net Debt / FCF Ratio	-58.75	-63.84	-27.21	-4.64	-2.39	-2.43
Quick Ratio	1.08	1.29	1.34	1.47	2.58	3.15
Current Ratio	1.95	2.03	2.09	2.26	3.23	4.25
Asset Turnover	0.42	0.44	0.49	0.68	0.63	0.56
Return on Equity (ROE)	8.16%	6.45%	-1.34%	29.11%	22.99%	19.22%
Return on Assets (ROA)	3.53%	2.64%	0.95%	8.61%	8.51%	8.40%
Return on Invested Capital (ROIC)	9.04%	6.43%	-2.05%	30.20%	23.24%	18.89%
Earnings Yield	4.00%	3.72%	-0.55%	12.68%	5.53%	6.32%
FCF Yield	0.82%	0.97%	1.84%	12.06%	11.90%	12.44%
Dividend Yield	3.26%	4.19%	3.20%	4.38%	2.55%	3.15%
Payout Ratio	163.07%	118.43%	-	29.29%	46.12%	-
Total Shareholder Return	3.26%	4.19%	3.20%	4.38%	2.55%	3.15%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.