DSE:GREENDELT Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	2,293	1,783	1,882	1,723	1,547
Total Interest & Dividend Income	507.18	396.13	354.01	379.89	431.17
Other Revenue	1,013	799.04	825.52	758.73	747.47
Total Revenue	3,814	2,978	3,062	2,861	2,725
Revenue Growth (YoY)	28.07%	-2.74%	7.01%	4.98%	4.45%
Policy Benefits	562.63	280.05	539.17	376.9	104.49
Policy Acquisition & Underwriting Costs	526.75	352.58	342.84	295.53	209.72
Depreciation & Amortization	71.5	63.73	60.14	58.83	52.11
Selling, General & Administrative	1,649	1,417	1,183	1,042	995.49
Total Operating Expenses	2,863	2,113	2,125	1,773	1,362
Operating Income	950.5	864.53	936.6	1,088	1,364
Other Non Operating Income (Expenses)	-0.68	-0.73	-0.88	9.17	-14.67
EBT Excluding Unusual Items	949.83	863.8	935.72	1,097	1,349
Other Unusual Items	-114.67	-178.27	-94.11	-86.13	-77.34
Pretax Income	835.16	685.53	841.61	1,011	1,272
Income Tax Expense	324.38	307.85	306.72	351.8	504.29
Earnings From Continuing Ops.	510.78	377.68	534.89	659.09	767.35
Minority Interest in Earnings	0.01	0.01	0	-0	0
Net Income	510.79	377.69	534.9	659.08	767.35
Net Income to Common	510.79	377.69	534.9	659.08	767.35
Net Income Growth	35.24%	-29.39%	-18.84%	-14.11%	30.68%
Shares Outstanding (Basic)	100	100	100	100	100
Shares Outstanding (Diluted)	100	100	100	100	100
EPS (Basic)	5.10	3.77	5.34	6.58	7.66
EPS (Diluted)	5.10	3.77	5.34	6.58	7.66
EPS Growth	35.24%	-29.39%	-18.84%	-14.11%	30.68%
Free Cash Flow	809.55	119.12	595.35	510.69	-251.19
Free Cash Flow Per Share	8.08	1.19	5.94	5.10	-2.51
Dividend Per Share	2.700	2.500	2.500	2.500	3.000
Dividend Growth	8.00%	-	-	-16.67%	31.63%
Operating Margin	24.92%	29.03%	30.59%	38.02%	50.03%
Profit Margin	13.39%	12.68%	17.47%	23.04%	28.16%
Free Cash Flow Margin	21.23%	4.00%	19.45%	17.85%	-9.22%
EBITDA	1,017	928.03	996.62	1,146	1,416
EBITDA Margin	26.67%	31.16%	32.55%	40.07%	51.94%
D&A For EBITDA	66.48	63.5	60.02	58.63	52.1
EBIT	950.5	864.53	936.6	1,088	1,364
EBIT Margin	24.92%	29.03%	30.59%	38.02%	50.03%
Effective Tax Rate	38.84%	44.91%	36.44%	34.80%	39.66%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.