DSE:GSPFINANCE Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	-1,887	-1,852	-1,529	-170.29	226.74	220.63	Upgrade
Depreciation & Amortization	4.58	6.45	6.35	5.25	3.95	5.02	Upgrade
Other Amortization	0.01	0.01	0.02	0.02	0.03	-	Upgrade
Provision for Credit Losses	1,432	1,432	1,377	697.55	205.97	5.26	Upgrade
Change in Other Net Operating Assets	179.11	247.71	-120.53	-814.1	-440.91	-342.94	Upgrade
Other Operating Activities	66	0.54	0.05	100.17	135.46	131.38	Upgrade
Operating Cash Flow	-205.37	-165.71	-265.77	-181.39	131.23	19.35	Upgrade
Operating Cash Flow Growth	-	-	-	-	578.12%	-96.06%	Upgrade
Capital Expenditures	0.44	-0.56	-0.33	-0.06	-10.13	-0.19	Upgrade
Sale of Property, Plant & Equipment	5.88	3.28	46.34	21.01	-	-	Upgrade
Investment in Securities	-17.03	-44.64	17.41	22.25	48.74	-2.65	Upgrade
Investing Cash Flow	-10.71	-41.92	63.43	43.2	38.62	-2.84	Upgrade
Long-Term Debt Issued	-	309.95	205.94	232.46	91.3	96.07	Upgrade
Long-Term Debt Repaid	-	-100.63	-6.91	-267.36	-250.24	-101.1	Upgrade
Net Debt Issued (Repaid)	138.81	209.31	199.03	-34.9	-158.94	-5.03	Upgrade
Issuance of Common Stock	-	50	-	-	-	-	Upgrade
Financing Cash Flow	138.81	259.31	199.03	-34.9	-158.94	-5.03	Upgrade
Net Cash Flow	-77.27	51.68	-3.31	-173.09	10.91	11.49	Upgrade
Free Cash Flow	-204.93	-166.28	-266.1	-181.45	121.1	19.16	Upgrade
Free Cash Flow Growth	-	-	-	-	532.05%	-96.01%	Upgrade
Free Cash Flow Margin	-	-	-	-	30.71%	4.74%	Upgrade
Free Cash Flow Per Share	-1.30	-1.06	-1.69	-1.16	0.77	0.12	Upgrade
Cash Interest Paid	421.78	423.44	388.56	352	385.92	489.28	Upgrade
Cash Income Tax Paid	12.08	4.9	3.44	5.33	4.67	4.55	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.