DSE:GSPFINANCE Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	-1,887	-1,852	-1,529	-170.29	226.74	220.63
Depreciation & Amortization	4.58	6.45	6.35	5.25	3.95	5.02
Other Amortization	0.01	0.01	0.02	0.02	0.03	-
Provision for Credit Losses	1,432	1,432	1,377	697.55	205.97	5.26
Change in Other Net Operating Assets	179.11	247.71	-120.53	-814.1	-440.91	-342.94
Other Operating Activities	66	0.54	0.05	100.17	135.46	131.38
Operating Cash Flow	-205.37	-165.71	-265.77	-181.39	131.23	19.35
Operating Cash Flow Growth	-	-	-	-	578.12%	-96.06%
Capital Expenditures	0.44	-0.56	-0.33	-0.06	-10.13	-0.19
Sale of Property, Plant & Equipment	5.88	3.28	46.34	21.01	-	-
Investment in Securities	-17.03	-44.64	17.41	22.25	48.74	-2.65
Investing Cash Flow	-10.71	-41.92	63.43	43.2	38.62	-2.84
Long-Term Debt Issued	-	309.95	205.94	232.46	91.3	96.07
Long-Term Debt Repaid	-	-100.63	-6.91	-267.36	-250.24	-101.1
Net Debt Issued (Repaid)	138.81	209.31	199.03	-34.9	-158.94	-5.03
Issuance of Common Stock	-	50	-	-	-	-
Financing Cash Flow	138.81	259.31	199.03	-34.9	-158.94	-5.03
Net Cash Flow	-77.27	51.68	-3.31	-173.09	10.91	11.49
Free Cash Flow	-204.93	-166.28	-266.1	-181.45	121.1	19.16
Free Cash Flow Growth	-	-	-	-	532.05%	-96.01%
Free Cash Flow Margin	-	-	-	-	30.71%	4.74%
Free Cash Flow Per Share	-1.30	-1.06	-1.69	-1.16	0.77	0.12
Cash Interest Paid	421.78	423.44	388.56	352	385.92	489.28
Cash Income Tax Paid	12.08	4.9	3.44	5.33	4.67	4.55

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.