ICB Islamic Bank Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	247.71	151.06	210.23	213.08	292.12	366.06
Interest Paid on Deposits	580.95	461.39	392.71	381.66	419.1	459.86
Net Interest Income	-333.23	-310.33	-182.49	-168.58	-126.98	-93.8
Gain (Loss) on Sale of Assets	-	-	0.01	0.09	0.58	2.69
Other Non-Interest Income	90.83	77.18	76.17	298.24	85.03	277.21
Total Non-Interest Income	90.83	77.18	76.18	298.33	85.61	279.91
Non-Interest Income Growth (YoY)	39.16%	1.31%	-74.46%	248.48%	-69.42%	414.43%
Revenues Before Loan Losses	-242.4	-233.15	-106.3	129.75	-41.37	186.1
Provision for Loan Losses	-	-20	-50	-40	-40	-60
Revenue	-242.4	-213.15	-56.3	169.75	-1.37	246.1
Salaries and Employee Benefits	209.4	227.93	239.22	195.15	164.21	179.25
Occupancy Expenses	350.38	343.76	148.96	130.41	75.6	81.63
Selling, General & Administrative	53.34	65.05	53.51	54.91	123.43	134.19
Other Non-Interest Expense	77.33	92.42	61.97	34.09	25.49	29.6
Total Non-Interest Expense	690.44	729.16	503.66	414.56	388.73	424.67
EBT Excluding Unusual Items	-932.84	-942.31	-559.96	-244.81	-390.1	-178.56
Legal Settlements	-1.38	-1.38	-1.76	-4.54	-2.45	-4.83
Pretax Income	-934.22	-943.69	-561.72	-249.34	-392.55	-183.39
Income Tax Expense	2.03	1.37	1.72	3.07	2.27	3.88
Net Income	-936.25	-945.06	-563.44	-252.41	-394.82	-187.27
Net Income to Common	-936.25	-945.06	-563.44	-252.41	-394.82	-187.27
Basic Shares Outstanding	665	665	665	665	665	665
Diluted Shares Outstanding	665	665	665	665	665	665
EPS (Basic)	-1.41	-1.42	-0.85	-0.38	-0.59	-0.28
EPS (Diluted)	-1.41	-1.42	-0.85	-0.38	-0.59	-0.28