ICB Islamic Bank Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	576.3	109.64	157.82	558.47	508.27	307.96
Investment Securities	10.57	10.57	10.57	10.57	128.51	10.57
Total Investments	10.57	10.57	10.57	10.57	128.51	10.57
Gross Loans	6,926	7,416	7,910	8,135	8,435	8,565
Net Loans	6,926	7,416	7,910	8,135	8,435	8,565
Property, Plant & Equipment	181.35	183.36	164.48	224.38	287.03	24.09
Other Intangible Assets	-	0.05	-	-	0.57	0.86
Accrued Interest Receivable	-	5.56	5.56	6.41	6.5	84.55
Other Receivables	-	9.86	5.95	6.82	7.38	3.07
Restricted Cash	563.91	441.99	1,346	386.86	1,048	956.27
Other Current Assets	-	244.5	222.35	218.12	199.53	195.7
Long-Term Deferred Tax Assets	-	112.74	112.74	112.74	112.74	112.74
Other Real Estate Owned & Foreclosed	-	0.93	1.04	1.13	1.23	1.33
Other Long-Term Assets	1,059	707.97	749.14	744.58	848.35	997.65
Total Assets	9,317	9,243	10,685	10,405	11,583	11,260
Accrued Expenses	-	118.09	98.5	117.44	125.82	128.95
Interest Bearing Deposits	9,768	10,389	11,542	11,363	12,187	11,731
Non-Interest Bearing Deposits	436.48	494.4	553.97	518.99	468.18	442.64
Total Deposits	10,204	10,884	12,096	11,882	12,655	12,174
Current Portion of Long-Term Debt	-	2.2	2.2	2.2	2.2	2.2
Current Income Taxes Payable	-	40.75	37.67	39.71	38.24	38.14
Accrued Interest Payable	-	112.21	100.89	87.51	103.39	112.2
Other Current Liabilities	167.36	242.04	123.54	155.19	178.1	159.89
Long-Term Debt	7,307	5,852	5,536	4,786	4,786	4,792
Long-Term Leases	-	181.95	161.55	217.83	264.5	-
Other Long-Term Liabilities	5,913	5,625	5,399	5,424	5,483	5,512
Total Liabilities	23,592	23,058	23,555	22,712	23,637	22,919
Common Stock	6,647	6,647	6,647	6,647	6,647	6,647
Retained Earnings	-21,378	-20,917	-19,972	-19,409	-19,156	-18,762
Comprehensive Income & Other	455.28	455.28	455.28	455.28	455.28	455.28
Shareholders' Equity	-14,276	-13,815	-12,870	-12,306	-12,054	-11,659
Total Liabilities & Equity	9,317	9,243	10,685	10,405	11,583	11,260
Total Debt	7,307	6,037	5,699	5,006	5,053	4,794
Net Cash (Debt)	-6,731	-5,927	-5,541	-4,448	-4,427	-4,486
Net Cash Per Share	-10.13	-8.92	-8.34	-6.69	-6.66	-6.75
Filing Date Shares Outstanding	664.7	664.7	664.7	664.7	664.7	664.7
Total Common Shares Outstanding	664.7	664.7	664.7	664.7	664.7	664.7
Book Value Per Share	-21.48	-20.78	-19.36	-18.51	-18.13	-17.54
Tangible Book Value	-14,276	-13,815	-12,870	-12,306	-12,055	-11,660
Tangible Book Value Per Share	-21.48	-20.78	-19.36	-18.51	-18.14	-17.54

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.