ICB Islamic Bank Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	-936.25	-945.06	-563.44	-252.41	-394.82	-187.27
Depreciation & Amortization	71.21	71.21	62.44	72.09	8.81	14.76
Other Amortization	0.35	0.35	-	-	-	-
Gain (Loss) on Sale of Investments	40	20	50	40	-	-
Change in Other Net Operating Assets	1,833	675.17	825.07	206.5	120.56	-241.16
Other Operating Activities	0.5	1.37	6.52	3.07	60.55	-118.1
Operating Cash Flow	1,009	-176.98	380.59	69.25	-204.9	-531.77
Operating Cash Flow Growth	14.57%	-	449.61%	-	-	-
Capital Expenditures	-1.5	-1.07	-2.54	-8.87	-6.96	-6.91
Sale of Property, Plant and Equipment	-	-	0.01	0.09	0.58	2.72
Investing Cash Flow	-1.5	-1.07	-2.53	-8.79	-6.38	-4.18
Net Increase (Decrease) in Deposit Accounts	-408.73	-772.39	130.62	-655.39	500.28	487.14
Financing Cash Flow	-408.73	-772.39	130.62	-655.39	500.28	487.14
Foreign Exchange Rate Adjustments	-1.77	-1.77	11.88	22.11	2.84	1.07
Net Cash Flow	597.16	-952.2	520.56	-572.82	291.85	-47.74
Free Cash Flow	1,008	-178.04	378.05	60.37	-211.86	-538.68
Free Cash Flow Growth	14.57%	-	526.18%	-	-	-
Free Cash Flow Margin	-	-	-	35.57%	-	-218.88%
Free Cash Flow Per Share	1.52	-0.27	0.57	0.09	-0.32	-0.81
Cash Interest Paid	597.93	448.01	399.33	397.54	397.96	473.27
Cash Income Tax Paid	1.06	0.69	0.67	1.02	0.66	1.69

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.