ICB Islamic Bank Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	-936.25	-945.06	-563.44	-252.41	-394.82	-187.27	Upgrade
Depreciation & Amortization	71.21	71.21	62.44	72.09	8.81	14.76	Upgrade
Other Amortization	0.35	0.35	-	-	-	-	Upgrade
Gain (Loss) on Sale of Investments	40	20	50	40	-	-	Upgrade
Change in Other Net Operating Assets	1,833	675.17	825.07	206.5	120.56	-241.16	Upgrade
Other Operating Activities	0.5	1.37	6.52	3.07	60.55	-118.1	Upgrade
Operating Cash Flow	1,009	-176.98	380.59	69.25	-204.9	-531.77	Upgrade
Operating Cash Flow Growth	14.57%	-	449.61%	-	-	-	Upgrade
Capital Expenditures	-1.5	-1.07	-2.54	-8.87	-6.96	-6.91	Upgrade
Sale of Property, Plant and Equipment	-	-	0.01	0.09	0.58	2.72	Upgrade
Investing Cash Flow	-1.5	-1.07	-2.53	-8.79	-6.38	-4.18	Upgrade
Net Increase (Decrease) in Deposit Accounts	-408.73	-772.39	130.62	-655.39	500.28	487.14	Upgrade
Financing Cash Flow	-408.73	-772.39	130.62	-655.39	500.28	487.14	Upgrade
Foreign Exchange Rate Adjustments	-1.77	-1.77	11.88	22.11	2.84	1.07	Upgrade
Net Cash Flow	597.16	-952.2	520.56	-572.82	291.85	-47.74	Upgrade
Free Cash Flow	1,008	-178.04	378.05	60.37	-211.86	-538.68	Upgrade
Free Cash Flow Growth	14.57%	-	526.18%	-	-	-	Upgrade
Free Cash Flow Margin	-	-	-	35.57%	-	-218.88%	Upgrade
Free Cash Flow Per Share	1.50	-0.27	0.57	0.09	-0.32	-0.81	Upgrade
Cash Interest Paid	597.93	448.01	399.33	397.54	397.96	473.27	Upgrade
Cash Income Tax Paid	1.06	0.69	0.67	1.02	0.66	1.69	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.