Islami Commercial Insurance PLC. (DSE:ICICL)
Bangladesh · Delayed Price · Currency is BDT 22.70
-0.10 (-0.44%)
At close: Dec 4, 2025
DSE:ICICL Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Premiums & Annuity Revenue | 427.29 | 447.07 | 361.18 | 363.47 | 335.12 | 360.73 | Upgrade |
Total Interest & Dividend Income | 51.7 | 50.88 | 45.14 | 26.09 | 17.62 | 13.76 | Upgrade |
Other Revenue | 28.14 | 28.14 | 24.1 | 28.01 | 34.79 | 34.28 | Upgrade |
| 507.13 | 526.08 | 430.41 | 417.57 | 387.53 | 408.78 | Upgrade | |
Revenue Growth (YoY) | 17.24% | 22.23% | 3.08% | 7.75% | -5.20% | 0.01% | Upgrade |
Policy Benefits | 32.07 | 32.07 | 24.32 | 43.97 | 86.81 | 99.34 | Upgrade |
Policy Acquisition & Underwriting Costs | 76.02 | 76.02 | 57.35 | 47.26 | 22.51 | 63.43 | Upgrade |
Depreciation & Amortization | 5.86 | 7.49 | 7.42 | 7.01 | 7.86 | 8.94 | Upgrade |
Selling, General & Administrative | 309.64 | 309.24 | 251.25 | 219.06 | 193.16 | 176.34 | Upgrade |
Other Operating Expenses | -0.06 | 2.37 | 1.07 | 1.07 | 0.69 | 1.97 | Upgrade |
Total Operating Expenses | 423.53 | 427.19 | 341.42 | 318.37 | 314.93 | 352.33 | Upgrade |
Operating Income | 83.61 | 98.89 | 88.99 | 99.2 | 72.6 | 56.44 | Upgrade |
Other Non Operating Income (Expenses) | -3.63 | -2.05 | -3.35 | -7.62 | -9.55 | -2.17 | Upgrade |
EBT Excluding Unusual Items | 79.97 | 96.84 | 85.64 | 91.58 | 63.05 | 54.28 | Upgrade |
Gain (Loss) on Sale of Assets | -0.01 | -9.03 | 2.32 | -1.97 | 14.95 | -7.93 | Upgrade |
Pretax Income | 79.97 | 87.81 | 87.96 | 89.61 | 78 | 46.34 | Upgrade |
Income Tax Expense | 26.81 | 29.17 | 28.5 | 29.92 | 20.12 | 15.09 | Upgrade |
Net Income | 53.15 | 58.64 | 59.46 | 59.69 | 57.87 | 31.25 | Upgrade |
Preferred Dividends & Other Adjustments | 1.99 | 1.99 | 2.93 | 7.55 | 2.5 | - | Upgrade |
Net Income to Common | 51.17 | 56.65 | 56.54 | 52.14 | 55.37 | 31.25 | Upgrade |
Net Income Growth | -3.68% | -1.38% | -0.38% | 3.14% | 85.17% | -7.45% | Upgrade |
Shares Outstanding (Basic) | 51 | 51 | 51 | 51 | 30 | 30 | Upgrade |
Shares Outstanding (Diluted) | 51 | 51 | 51 | 51 | 30 | 30 | Upgrade |
Shares Change (YoY) | - | - | - | 66.67% | - | 3.00% | Upgrade |
EPS (Basic) | 1.01 | 1.12 | 1.12 | 1.03 | 1.82 | 1.03 | Upgrade |
EPS (Diluted) | 1.01 | 1.12 | 1.12 | 1.03 | 1.82 | 1.03 | Upgrade |
EPS Growth | -2.09% | 0.21% | 8.43% | -43.50% | 77.18% | -10.14% | Upgrade |
Free Cash Flow | 35.24 | -1.72 | 64.11 | 77.7 | 100.54 | -0.66 | Upgrade |
Free Cash Flow Per Share | 0.70 | -0.03 | 1.27 | 1.53 | 3.31 | -0.02 | Upgrade |
Dividend Per Share | 1.000 | 1.000 | 1.000 | 1.000 | 1.000 | 0.700 | Upgrade |
Dividend Growth | - | - | - | - | 42.86% | - | Upgrade |
Operating Margin | 16.49% | 18.80% | 20.68% | 23.76% | 18.73% | 13.81% | Upgrade |
Profit Margin | 10.09% | 10.77% | 13.13% | 12.49% | 14.29% | 7.65% | Upgrade |
Free Cash Flow Margin | 6.95% | -0.33% | 14.89% | 18.61% | 25.94% | -0.16% | Upgrade |
EBITDA | 89.35 | 106.26 | 96.27 | 106.21 | 80.46 | 65.38 | Upgrade |
EBITDA Margin | 17.62% | 20.20% | 22.37% | 25.44% | 20.76% | 16.00% | Upgrade |
D&A For EBITDA | 5.74 | 7.37 | 7.28 | 7.01 | 7.86 | 8.94 | Upgrade |
EBIT | 83.61 | 98.89 | 88.99 | 99.2 | 72.6 | 56.44 | Upgrade |
EBIT Margin | 16.49% | 18.80% | 20.68% | 23.76% | 18.73% | 13.81% | Upgrade |
Effective Tax Rate | 33.53% | 33.22% | 32.40% | 33.39% | 25.80% | 32.56% | Upgrade |
Revenue as Reported | 104.5 | 104.5 | 102.91 | - | - | - | Upgrade |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.