Islami Commercial Insurance PLC. (DSE:ICICL)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
30.00
+0.10 (0.33%)
At close: Jul 23, 2026

DSE:ICICL Financials Overview

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
740.48729.94526.08430.41417.57387.53
Revenue Growth
41.60%38.75%22.23%3.08%7.75%-5.20%
Operating Income
97.5187.1899.5588.9999.272.6
Net Income
61.775756.6456.5452.1455.37
Earnings Per Share
1.221.131.121.121.031.82
EPS Growth
14.73%0.64%0.19%8.43%-43.50%77.18%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22
Fire
167.39167.68139.44130.06136.75
Marine Cargo
443.08425.15238.02169.97171.23
Marine Hull
8.837.6510.037.844.68
Motor
46.6145.8242.1940.8839.28
Miscellaneous
51.1249.5645.5236.5239.54
Total
717.03695.87475.21385.28391.48

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
442.75454.76464.36521.6586.96354.61
Total Debt
------
Net Cash (Debt)
442.75454.76464.36521.6586.96354.61
Net Cash Growth
-4.96%-2.07%-10.97%-11.13%65.52%19.48%
Net Cash Per Share
8.748.989.1710.3011.5911.67

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
36.4763.642.3272.1878.74101.08
Capital Expenditures
-5.36-8.36-4.04-8.07-1.04-0.54
Free Cash Flow
31.1155.28-1.7264.1177.7100.54
Free Cash Flow Growth
2.77%---17.49%-22.72%-

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
13.17%11.94%18.92%20.68%23.76%18.73%
Pretax Margin
12.60%11.67%16.69%20.44%21.46%20.13%
Profit Margin
8.34%7.81%10.77%13.13%12.49%14.29%
FCF Margin
4.20%7.57%-0.33%14.89%18.61%25.94%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.0001.0001.0001.0001.0001.000
Dividend Per Share Growth
0%0%0%0%0%42.86%
Dividend Yield
3.33%4.64%5.05%3.63%4.15%-

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
24.6019.8219.2327.9527.30-
P/FCF Ratio
48.8520.43-24.6518.32-
PS Ratio
2.051.552.073.673.41-