Islami Commercial Insurance PLC. (DSE:ICICL)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
37.00
-1.20 (-3.14%)
At close: Nov 3, 2026

DSE:ICICL Financials Overview

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
799.44729.94526.08430.41417.57387.53
Revenue Growth
54.39%38.75%22.23%3.08%7.75%-5.20%
Operating Income
153.9287.1899.5588.9999.272.6
Net Income
101.845756.6456.5452.1455.37
Earnings Per Share
2.001.131.121.121.031.82
EPS Growth
97.99%0.64%0.19%8.43%-43.50%77.18%

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023FY 2022
Period EndingDec '25 Dec '24 Dec '23 Dec '22
Fire
167.68139.44130.06136.75
Marine Cargo
425.15238.02169.97171.23
Marine Hull
7.6510.037.844.68
Motor
45.8242.1940.8839.28
Miscellaneous
49.5645.5236.5239.54
Total
695.87475.21385.28391.48

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
493.43454.76464.36521.6586.96354.61
Total Debt
------
Net Cash (Debt)
493.43454.76464.36521.6586.96354.61
Net Cash Growth
7.12%-2.07%-10.97%-11.13%65.52%19.48%
Net Cash Per Share
9.698.989.1710.3011.5911.67

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
99.5263.642.3272.1878.74101.08
Capital Expenditures
-0.93-8.36-4.04-8.07-1.04-0.54
Free Cash Flow
98.5955.28-1.7264.1177.7100.54
Free Cash Flow Growth
319.81%---17.49%-22.72%-

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
19.25%11.94%18.92%20.68%23.76%18.73%
Pretax Margin
19.24%11.67%16.69%20.44%21.46%20.13%
Profit Margin
12.74%7.81%10.77%13.13%12.49%14.29%
FCF Margin
12.33%7.57%-0.33%14.89%18.61%25.94%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.0001.0001.0001.0001.0001.000
Dividend Per Share Growth
0%0%0%0%0%42.86%
Dividend Yield
2.70%4.48%4.65%3.21%3.56%-

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
18.5019.8219.2327.9527.30-
P/FCF Ratio
19.0120.43-24.6518.32-
PS Ratio
2.341.552.073.673.41-