Islami Commercial Insurance PLC. (DSE:ICICL)

DSE:ICICL Statistics

Total Valuation

DSE:ICICL has a market cap or net worth of BDT 1.13 billion. The enterprise value is 729.40 million.

Market Cap	1.13B
Enterprise Value	729.40M

Important Dates

The last earnings date was Tuesday, October 28, 2025.

Earnings Date	Oct 28, 2025
Ex-Dividend Date	Jun 19, 2025

Share Statistics

DSE:ICICL has 50.65 million shares outstanding. The number of shares has increased by 0.13% in one year.

Current Share Class	50.65M
Shares Outstanding	50.65M
Shares Change (YoY)	+0.13%
Shares Change (QoQ)	-5.08%
Owned by Insiders (%)	60.23%
Owned by Institutions (%)	n/a
Float	20.15M

Valuation Ratios

The trailing PE ratio is 23.25.

PE Ratio	23.25
Forward PE	n/a
PS Ratio	2.26
PB Ratio	1.34
P/TBV Ratio	1.34
P/FCF Ratio	32.20
P/OCF Ratio	24.33
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.24, with an EV/FCF ratio of 20.70.

EV / Earnings	14.96
EV / Sales	1.45
EV / EBITDA	8.24
EV / EBIT	9.20
EV / FCF	20.70

Financial Position

The company has a current ratio of 2.27

Current Ratio	2.27
Quick Ratio	1.44
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.99% and return on invested capital (ROIC) is 5.85%.

Return on Equity (ROE)	5.99%
Return on Assets (ROA)	3.35%
Return on Invested Capital (ROIC)	5.85%
Return on Capital Employed (ROCE)	7.43%
Revenue Per Employee	941,587
Profits Per Employee	91,284
Employee Count	534
Asset Turnover	0.34
Inventory Turnover	82.65

Taxes

In the past 12 months, DSE:ICICL has paid 25.25 million in taxes.

Income Tax	25.25M
Effective Tax Rate	33.23%

Stock Price Statistics

The stock price has increased by +5.58% in the last 52 weeks. The beta is 0.57, so DSE:ICICL's price volatility has been lower than the market average.

Beta (5Y)	0.57
52-Week Price Change	+5.58%
50-Day Moving Average	22.81
200-Day Moving Average	21.56
Relative Strength Index (RSI)	47.65
Average Volume (20 Days)	206,059

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:ICICL had revenue of BDT 502.81 million and earned 48.75 million in profits. Earnings per share was 0.96.

Revenue	502.81M
Gross Profit	394.72M
Operating Income	79.29M
Pretax Income	75.98M
Net Income	48.75M
EBITDA	88.52M
EBIT	79.29M
Earnings Per Share (EPS)	0.96

Balance Sheet

The company has 405.22 million in cash and n/a in debt, giving a net cash position of 405.22 million or 8.00 per share.

Cash & Cash Equivalents	405.22M
Total Debt	n/a
Net Cash	405.22M
Net Cash Per Share	8.00
Equity (Book Value)	847.77M
Book Value Per Share	17.12
Working Capital	564.83M

Cash Flow

In the last 12 months, operating cash flow was 46.64 million and capital expenditures -11.40 million, giving a free cash flow of 35.24 million.

Operating Cash Flow	46.64M
Capital Expenditures	-11.40M
Free Cash Flow	35.24M
FCF Per Share	0.70

Margins

Gross margin is 78.50%, with operating and profit margins of 15.77% and 10.09%.

Gross Margin	78.50%
Operating Margin	15.77%
Pretax Margin	15.11%
Profit Margin	10.09%
EBITDA Margin	17.60%
EBIT Margin	15.77%
FCF Margin	7.01%

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 4.46%.

Dividend Per Share	1.00
Dividend Yield	4.46%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	105.02%
Buyback Yield	-0.13%
Shareholder Yield	4.27%
Earnings Yield	4.30%
FCF Yield	3.11%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4