DSE:ILFSL Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	-502.64	32.2	1,076	1,362	1,732	1,926
Total Interest Expense	2,632	2,799	2,669	3,118	3,466	4,389
Net Interest Income	-3,135	-2,767	-1,593	-1,756	-1,734	-2,463
Commissions and Fees	22.41	41.51	45.99	90.17	165.59	91.09
Other Revenue	-298.46	-298.46	2.78	0.03	0.29	0.58
Revenue Before Loan Losses	-3,411	-3,024	-1,544	-1,666	-1,568	-2,371
Provision for Loan Losses	4,368	3,880	432.26	-534.08	-73.92	2,750
Revenue	-7,780	-6,904	-1,976	-1,132	-1,494	-5,121
Salaries & Employee Benefits	91.99	101.91	94.02	99.21	104.46	126.04
Cost of Services Provided	54.04	58.1	62.74	58.86	28.02	34.21
Other Operating Expenses	28.42	26.72	26.61	24.5	23.22	16.84
Total Operating Expenses	181.74	194.68	194.08	197.21	191.01	223.79
Operating Income	-7,961	-7,098	-2,170	-1,329	-1,685	-5,345
EBT Excluding Unusual Items	-9,494	-8,628	-2,432	-1,765	-2,020	-6,931
Gain (Loss) on Sale of Investments	3.44	1.55	-5.7	-1.09	-2.99	22.09
Pretax Income	-9,490	-8,626	-2,438	-1,765	-2,023	-6,909
Income Tax Expense	17.43	27.38	16.59	20.12	31.86	33.03
Earnings From Continuing Ops.	-9,508	-8,653	-2,455	-1,785	-2,054	-6,942
Minority Interest in Earnings	0	0	0	0	-0	-0
Net Income	-9,508	-8,653	-2,455	-1,785	-2,054	-6,942
Net Income to Common	-9,508	-8,653	-2,455	-1,785	-2,054	-6,942
Shares Outstanding (Basic)	222	222	222	222	222	222
Shares Outstanding (Diluted)	222	222	222	222	222	222
EPS (Basic)	-42.86	-39.01	-11.07	-8.05	-9.26	-31.30
EPS (Diluted)	-42.86	-39.01	-11.07	-8.05	-9.26	-31.30
Free Cash Flow	-32.62	-444.86	-292.73	-321.23	-336.65	-1,589
Free Cash Flow Per Share	-0.15	-2.01	-1.32	-1.45	-1.52	-7.16