IPDC Finance PLC. (DSE:IPDC)
 21.20
 -0.60 (-2.75%)
  At close: Nov 3, 2025
IPDC Finance PLC. Income Statement
Financials in millions BDT. Fiscal year is January - December.
 Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year  | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 | 
|---|---|---|---|---|---|---|---|
Period Ending  | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 | 
Interest and Dividend Income     | 10,862 | 9,496 | 7,666 | 7,282 | 7,016 | 7,541 | Upgrade   | 
Total Interest Expense     | 7,385 | 6,436 | 5,028 | 4,323 | 3,769 | 4,891 | Upgrade   | 
Net Interest Income     | 3,477 | 3,060 | 2,638 | 2,960 | 3,247 | 2,650 | Upgrade   | 
Commissions and Fees     | 138.91 | 142.08 | 207.35 | 151.19 | 180.34 | 108.38 | Upgrade   | 
Revenue Before Loan Losses     | 3,616 | 3,202 | 2,846 | 3,111 | 3,427 | 2,758 | Upgrade   | 
Provision for Loan Losses     | 886.33 | 811.8 | 638.77 | 449.86 | 673.13 | 478.14 | Upgrade   | 
| 2,729 | 2,391 | 2,207 | 2,661 | 2,754 | 2,280 | Upgrade   | |
Revenue Growth (YoY)     | 24.30% | 8.33% | -17.07% | -3.37% | 20.79% | 15.38% | Upgrade   | 
Salaries & Employee Benefits     | 1,001 | 923.64 | 987.69 | 848.35 | 724.16 | 679.09 | Upgrade   | 
Cost of Services Provided     | 249.13 | 257.35 | 298.31 | 309.03 | 281.68 | 231.34 | Upgrade   | 
Other Operating Expenses     | 148.76 | 138.37 | 102.27 | 51.87 | 101.47 | 38.62 | Upgrade   | 
Total Operating Expenses     | 1,540 | 1,465 | 1,547 | 1,361 | 1,236 | 1,076 | Upgrade   | 
Operating Income     | 1,190 | 925.54 | 660.15 | 1,300 | 1,517 | 1,204 | Upgrade   | 
EBT Excluding Unusual Items     | 1,190 | 925.54 | 660.15 | 1,300 | 1,517 | 1,204 | Upgrade   | 
Gain (Loss) on Sale of Investments     | -59.99 | -53.41 | -0.01 | -35.42 | -13.99 | -0.02 | Upgrade   | 
Pretax Income     | 1,130 | 872.26 | 660.49 | 1,264 | 1,503 | 1,201 | Upgrade   | 
Income Tax Expense     | 655.17 | 509.02 | 317.54 | 363.35 | 622.27 | 495.86 | Upgrade   | 
Net Income     | 474.55 | 363.23 | 342.96 | 901.02 | 881.06 | 705.56 | Upgrade   | 
Net Income to Common     | 474.55 | 363.23 | 342.96 | 901.02 | 881.06 | 705.56 | Upgrade   | 
Net Income Growth     | 51.46% | 5.91% | -61.94% | 2.27% | 24.87% | 25.44% | Upgrade   | 
Shares Outstanding (Basic)     | 391 | 390 | 390 | 390 | 390 | 390 | Upgrade   | 
Shares Outstanding (Diluted)     | 391 | 390 | 390 | 390 | 390 | 390 | Upgrade   | 
Shares Change (YoY)     | 1.46% | - | - | - | - | 8.35% | Upgrade   | 
EPS (Basic)     | 1.21 | 0.93 | 0.88 | 2.31 | 2.26 | 1.81 | Upgrade   | 
EPS (Diluted)     | 1.21 | 0.93 | 0.88 | 2.31 | 2.26 | 1.81 | Upgrade   | 
EPS Growth     | 49.27% | 5.91% | -61.94% | 2.27% | 24.87% | 15.78% | Upgrade   | 
Free Cash Flow     | 3,737 | -2,535 | 164.71 | -4,270 | -2,498 | 7,575 | Upgrade   | 
Free Cash Flow Per Share     | 9.56 | -6.51 | 0.42 | -10.96 | -6.41 | 19.44 | Upgrade   | 
Dividend Per Share     | - | 0.500 | 0.476 | 0.952 | 1.143 | 1.143 | Upgrade   | 
Dividend Growth     | - | 5.00% | -50.00% | -16.67% | - | 26.01% | Upgrade   | 
Operating Margin     | 43.58% | 38.72% | 29.92% | 48.85% | 55.10% | 52.80% | Upgrade   | 
Profit Margin     | 17.39% | 15.19% | 15.54% | 33.86% | 32.00% | 30.95% | Upgrade   | 
Free Cash Flow Margin     | 136.93% | -106.04% | 7.46% | -160.49% | -90.70% | 332.26% | Upgrade   | 
Effective Tax Rate     | 57.99% | 58.36% | 48.08% | 28.74% | 41.39% | 41.27% | Upgrade   | 
Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.