IPDC Finance PLC. (DSE:IPDC)
Bangladesh · Delayed Price · Currency is BDT 27.20
+1.20 (4.62%)
At close: Jun 15, 2026
IPDC Finance PLC. Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest and Dividend Income | 11,099 | 10,884 | 9,496 | 7,666 | 7,282 | 7,016 |
Total Interest Expense | 7,585 | 7,554 | 6,436 | 5,028 | 4,323 | 3,769 |
Net Interest Income | 3,514 | 3,330 | 3,060 | 2,638 | 2,960 | 3,247 |
Commissions and Fees | 145.37 | 140.86 | 142.08 | 207.35 | 151.19 | 180.34 |
Revenue Before Loan Losses | 3,659 | 3,471 | 3,202 | 2,846 | 3,111 | 3,427 |
Provision for Loan Losses | 1,115 | 875.22 | 811.8 | 638.77 | 449.86 | 673.13 |
| 2,544 | 2,595 | 2,391 | 2,207 | 2,661 | 2,754 | |
Revenue Growth (YoY) | 4.33% | 8.56% | 8.33% | -17.07% | -3.37% | 20.79% |
Salaries & Employee Benefits | 1,088 | 1,062 | 923.64 | 987.69 | 848.35 | 724.16 |
Cost of Services Provided | 194.25 | 207.57 | 257.35 | 298.31 | 309.03 | 281.68 |
Other Operating Expenses | 162 | 158.88 | 138.37 | 102.27 | 51.87 | 101.47 |
Total Operating Expenses | 1,641 | 1,624 | 1,465 | 1,547 | 1,361 | 1,236 |
Operating Income | 902.4 | 971.21 | 925.54 | 660.15 | 1,300 | 1,517 |
EBT Excluding Unusual Items | 902.4 | 971.21 | 925.54 | 660.15 | 1,300 | 1,517 |
Gain (Loss) on Sale of Investments | -70.52 | -51.97 | -53.41 | -0.01 | -35.42 | -13.99 |
Pretax Income | 831.88 | 919.23 | 872.26 | 660.49 | 1,264 | 1,503 |
Income Tax Expense | 347.73 | 463.76 | 509.02 | 317.54 | 363.35 | 622.27 |
Net Income | 484.15 | 455.47 | 363.23 | 342.96 | 901.02 | 881.06 |
Net Income to Common | 484.15 | 455.47 | 363.23 | 342.96 | 901.02 | 881.06 |
Net Income Growth | 26.94% | 25.39% | 5.91% | -61.94% | 2.27% | 24.87% |
Shares Outstanding (Basic) | 431 | 431 | 430 | 430 | 430 | 430 |
Shares Outstanding (Diluted) | 431 | 431 | 430 | 430 | 430 | 430 |
Shares Change (YoY) | -0.90% | 0.30% | - | - | - | - |
EPS (Basic) | 1.12 | 1.06 | 0.85 | 0.80 | 2.10 | 2.05 |
EPS (Diluted) | 1.12 | 1.06 | 0.85 | 0.80 | 2.10 | 2.05 |
EPS Growth | 28.09% | 25.02% | 5.91% | -61.94% | 2.27% | 24.87% |
Free Cash Flow | 1,557 | 4,035 | -2,535 | 164.71 | -4,270 | -2,498 |
Free Cash Flow Per Share | 3.61 | 9.37 | -5.90 | 0.38 | -9.94 | -5.81 |
Dividend Per Share | - | - | 0.454 | 0.432 | 0.864 | 1.037 |
Dividend Growth | - | - | 5.00% | -50.00% | -16.67% | - |
Operating Margin | 35.48% | 37.42% | 38.72% | 29.92% | 48.85% | 55.10% |
Profit Margin | 19.03% | 17.55% | 15.19% | 15.54% | 33.86% | 32.00% |
Free Cash Flow Margin | 61.22% | 155.49% | -106.04% | 7.46% | -160.49% | -90.70% |
Effective Tax Rate | 41.80% | 50.45% | 58.36% | 48.08% | 28.74% | 41.39% |