DSE:ISLAMIBANK Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	118,251	120,479	104,905	87,878	73,269	74,173
Interest Paid on Deposits	106,468	89,569	65,615	54,018	44,886	44,770
Net Interest Income	11,783	30,910	39,290	33,860	28,383	29,403
Net Interest Income Growth (YoY)	-73.08%	-21.33%	16.04%	19.30%	-3.47%	-4.18%
Gain (Loss) on Sale of Investments	-498.12	-852.82	-219.59	-483.15	-313.78	392.73
Other Non-Interest Income	31,377	32,003	21,591	19,256	15,653	10,896
Total Non-Interest Income	30,879	31,150	21,372	18,773	15,339	11,288
Non-Interest Income Growth (YoY)	27.42%	45.75%	13.84%	22.39%	35.88%	-9.34%
Revenues Before Loan Losses	42,662	62,060	60,662	52,633	43,722	40,692
Provision for Loan Losses	-1,124	4,057	5,716	6,365	5,073	4,408
Revenue	43,786	58,002	54,946	46,268	38,649	36,284
Revenue Growth (YoY)	-28.38%	5.56%	18.76%	19.71%	6.52%	1.35%
Salaries and Employee Benefits	26,429	25,498	22,084	20,303	17,344	16,617
Occupancy Expenses	3,681	3,874	3,892	3,831	3,310	2,729
Selling, General & Administrative	674.14	584.34	539.51	471.55	383.95	369.74
Other Non-Interest Expense	11,038	17,593	10,525	5,753	4,970	4,657
Total Non-Interest Expense	41,822	47,550	37,041	30,359	26,008	24,373
EBT Excluding Unusual Items	1,965	10,452	17,906	15,909	12,641	11,911
Pretax Income	1,965	10,452	17,906	15,909	12,641	11,911
Income Tax Expense	2,557	9,365	11,552	9,742	7,833	7,115
Earnings From Continuing Operations	-591.62	1,088	6,353	6,167	4,808	4,796
Minority Interest in Earnings	-0.01	-0.01	-0.01	-0.01	-0.02	-0.01
Net Income	-591.62	1,088	6,353	6,167	4,808	4,796
Net Income to Common	-591.62	1,088	6,353	6,167	4,808	4,796
Net Income Growth	-	-82.88%	3.02%	28.28%	0.25%	-12.50%
Basic Shares Outstanding	1,610	1,610	1,610	1,610	1,610	1,610
Diluted Shares Outstanding	1,610	1,610	1,610	1,610	1,610	1,610
EPS (Basic)	-0.37	0.68	3.95	3.83	2.99	2.98
EPS (Diluted)	-0.37	0.68	3.95	3.83	2.99	2.98
EPS Growth	-	-82.88%	3.02%	28.28%	0.25%	-12.50%
Dividend Per Share	-	-	1.000	1.000	1.000	1.000
Effective Tax Rate	130.11%	89.59%	64.52%	61.24%	61.97%	59.74%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.