DSE:ISLAMIBANK Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	122,412	123,882	120,479	104,905	87,878	73,269
Interest Paid on Deposits	106,652	105,410	89,569	65,615	54,018	44,886
Net Interest Income	15,760	18,472	30,910	39,290	33,860	28,383
Net Interest Income Growth (YoY)	-35.94%	-40.24%	-21.33%	16.04%	19.30%	-3.47%
Gain (Loss) on Sale of Investments	-832.74	-888.52	-852.82	-219.59	-483.15	-313.78
Other Non-Interest Income	20,566	22,174	32,003	21,591	19,256	15,653
Total Non-Interest Income	19,733	21,286	31,150	21,372	18,773	15,339
Non-Interest Income Growth (YoY)	-43.45%	-31.67%	45.75%	13.84%	22.39%	35.88%
Revenues Before Loan Losses	35,493	39,758	62,060	60,662	52,633	43,722
Provision for Loan Losses	300	500	4,057	5,716	6,365	5,073
Revenue	35,193	39,258	58,002	54,946	46,268	38,649
Revenue Growth (YoY)	-37.09%	-32.32%	5.56%	18.76%	19.71%	6.52%
Salaries and Employee Benefits	23,769	23,768	25,498	22,084	20,303	17,344
Occupancy Expenses	3,705	3,794	3,874	3,892	3,831	3,310
Selling, General & Administrative	667.08	655.79	584.34	539.51	471.55	383.95
Other Non-Interest Expense	7,046	7,313	17,593	10,525	5,753	4,970
Total Non-Interest Expense	35,188	35,531	47,550	37,041	30,359	26,008
EBT Excluding Unusual Items	5.27	3,726	10,452	17,906	15,909	12,641
Pretax Income	5.27	3,726	10,452	17,906	15,909	12,641
Income Tax Expense	1,822	2,363	9,365	11,552	9,742	7,833
Earnings From Continuing Operations	-1,816	1,363	1,088	6,353	6,167	4,808
Minority Interest in Earnings	-0.02	-0.02	-0.01	-0.01	-0.01	-0.02
Net Income	-1,816	1,363	1,088	6,353	6,167	4,808
Net Income to Common	-1,816	1,363	1,088	6,353	6,167	4,808
Net Income Growth	-	25.33%	-82.88%	3.02%	28.28%	0.25%
Basic Shares Outstanding	1,610	1,610	1,610	1,610	1,610	1,610
Diluted Shares Outstanding	1,610	1,610	1,610	1,610	1,610	1,610
EPS (Basic)	-1.13	0.85	0.68	3.95	3.83	2.99
EPS (Diluted)	-1.13	0.85	0.68	3.95	3.83	2.99
EPS Growth	-	25.33%	-82.88%	3.02%	28.28%	0.25%
Dividend Per Share	-	-	-	1.000	1.000	1.000
Effective Tax Rate	34556.63%	63.41%	89.59%	64.52%	61.24%	61.97%