Islami Insurance Bangladesh Limited (DSE:ISLAMIINS)

Bangladesh · Delayed Price · Currency is BDT

58.40

-0.40 (-0.68%)

At close: Sep 8, 2026

DSE:ISLAMIINS Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	411.8	396.53	388.83	341.05	711.23	572.94
Revenue Growth	6.85%	1.98%	14.01%	-52.05%	24.14%	0.57%
Operating Income	205.9	166.26	169.34	146.85	411.55	243.48
Net Income	144.79	125.13	140.46	119.27	126.35	127.92
Earnings Per Share	3.52	3.04	3.41	2.90	3.07	3.11
EPS Growth	-0.68%	-10.91%	17.76%	-5.60%	-1.23%	56.86%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	721.7	617.97	591.33	621.04	860.61	930.28
Total Debt	22.43	23.54	28.9	14.72	12.52	12.04
Net Cash (Debt)	699.26	594.44	562.43	606.33	848.09	918.24
Net Cash Growth	15.75%	5.69%	-7.24%	-28.51%	-7.64%	28.00%
Net Cash Per Share	16.99	14.44	13.66	14.73	20.60	22.31

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	84.66	16.33	66.06	-33.47	63.86	259.61
Capital Expenditures	-3.9	-3.7	-1.87	-8.62	-25.26	-36.83
Free Cash Flow	80.76	12.64	64.19	-42.08	38.6	222.79
Free Cash Flow Growth	-15.42%	-80.31%	-	-	-82.67%	33.42%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	50.00%	41.93%	43.55%	43.06%	57.87%	42.50%
Pretax Margin	50.08%	42.01%	43.21%	42.60%	21.94%	28.96%
Profit Margin	35.16%	31.56%	36.12%	34.97%	17.76%	22.33%
FCF Margin	19.61%	3.19%	16.51%	-12.34%	5.43%	38.88%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.600	1.600	2.000	1.500	1.250	1.250
Dividend Per Share Growth	-20.00%	-20.00%	33.33%	20.00%	0%	-
Dividend Yield	2.64%	4.37%	5.29%	3.67%	3.70%	2.29%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	16.60	12.37	12.02	15.88	12.77	20.92
P/FCF Ratio	29.77	122.48	26.29	-	41.81	12.01
PS Ratio	5.84	3.90	4.34	5.55	2.27	4.67