Islami Insurance Bangladesh Limited (DSE:ISLAMIINS)

Bangladesh · Delayed Price · Currency is BDT

57.80

+1.30 (2.30%)

At close: Jul 26, 2026

DSE:ISLAMIINS Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Revenue	409.44	388.83	341.05	711.23	572.94	569.7
Revenue Growth	3.12%	14.01%	-52.05%	24.14%	0.57%	25.69%
Operating Income	178.53	169.34	146.85	411.55	243.48	112.02
Net Income	140.79	140.46	119.27	126.35	127.92	81.55
Earnings Per Share	3.42	3.41	2.90	3.07	3.11	1.98
EPS Growth	17.30%	17.76%	-5.60%	-1.23%	56.86%	32.30%

Cash & Debt

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Investments	635.59	591.33	621.04	860.61	930.28	725.65
Total Debt	20.78	28.9	14.72	12.52	12.04	8.25
Net Cash (Debt)	614.81	562.43	606.33	848.09	918.24	717.4
Net Cash Growth	7.67%	-7.24%	-28.51%	-7.64%	28.00%	27.17%
Net Cash Per Share	14.94	13.66	14.73	20.60	22.31	17.43

Cash Flow & CapEx

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Cash Flow	28.38	66.06	-33.47	63.86	259.61	206.12
Capital Expenditures	-1.02	-1.87	-8.62	-25.26	-36.83	-39.14
Free Cash Flow	27.36	64.19	-42.08	38.6	222.79	166.98
Free Cash Flow Growth	-31.82%	-	-	-82.67%	33.42%	458.68%

Margins

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Margin	43.60%	43.55%	43.06%	57.87%	42.50%	19.66%
Pretax Margin	43.28%	43.21%	42.60%	21.94%	28.96%	18.99%
Profit Margin	34.38%	36.12%	34.97%	17.76%	22.33%	14.31%
FCF Margin	6.68%	16.51%	-12.34%	5.43%	38.88%	29.31%

Dividends

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 27, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.000	2.000	1.500	1.250	1.250
Dividend Per Share Growth	-20.00%	33.33%	20.00%	0%	-
Dividend Yield	3.54%	5.29%	3.67%	3.70%	2.29%

Valuation

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jul '26 Jul 27, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
PE Ratio	16.90	12.02	15.88	12.77	20.92	23.31
P/FCF Ratio	86.97	26.29	-	41.81	12.01	11.39
PS Ratio	5.81	4.34	5.55	2.27	4.67	3.34