Islami Insurance Bangladesh Limited (DSE:ISLAMIINS)

DSE:ISLAMIINS Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	145.79	140.46	119.27	126.35	127.92	81.55
Depreciation & Amortization	26	26.92	31.86	27.37	26.02	18.39
Gain (Loss) on Sale of Assets	-0	-0	-0.1	-6.23	-4.83	1.33
Change in Accounts Receivable	27.6	-16.95	-7.31	22.01	-23.8	-12.77
Change in Accounts Payable	-	-	-	-	-	2.62
Change in Income Taxes	-17.87	-16	-20.36	-29.93	-24.16	-16.51
Change in Other Net Operating Assets	-45.43	-9.98	-118.97	-48.68	174.38	154.21
Other Operating Activities	-56.77	-58.63	-37.96	-27.17	-15.71	-22.96
Operating Cash Flow	96.16	66.06	-33.47	63.86	259.61	206.12
Operating Cash Flow Growth	-	-	-	-75.40%	25.96%	542.79%
Capital Expenditures	-0.68	-1.87	-8.62	-25.26	-36.83	-39.14
Sale of Property, Plant & Equipment	0.86	0.77	0.09	1.95	1.89	0.32
Investment in Securities	-91.27	-106.98	-196.74	-104.39	-64.4	-27.36
Other Investing Activities	76.06	76.06	50.63	45.63	44.36	39.4
Investing Cash Flow	-17.03	-34.02	-154.64	-82.07	-54.98	-26.77
Common Dividends Paid	-61.75	-61.75	-51.46	-51.46	-	-17.82
Financing Cash Flow	-61.75	-61.75	-51.46	-51.46	-	-17.82
Net Cash Flow	17.38	-29.71	-239.56	-69.67	204.63	161.53
Free Cash Flow	95.48	64.19	-42.08	38.6	222.79	166.98
Free Cash Flow Growth	-	-	-	-82.67%	33.42%	458.68%
Free Cash Flow Margin	24.77%	16.51%	-12.34%	5.43%	38.88%	29.31%
Free Cash Flow Per Share	2.32	1.56	-1.02	0.94	5.41	4.06
Cash Income Tax Paid	15	16	20.36	29.93	24.16	16.51
Levered Free Cash Flow	129.28	101.56	64.38	271.57	207.18	160.66
Unlevered Free Cash Flow	129.6	101.88	64.8	272.04	207.77	161.05
Change in Working Capital	-18.87	-42.69	-146.54	-56.47	126.22	127.81

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.