Islami Insurance Bangladesh Limited (DSE:ISLAMIINS)

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Net Income	120.02	119.27	126.35	127.92	81.55	61.64
Depreciation & Amortization	30.67	31.86	27.37	26.02	18.39	8.61
Gain (Loss) on Sale of Assets	-0.1	-0.1	-6.23	-4.83	1.33	-0.5
Change in Accounts Receivable	-35.59	-7.31	22.01	-23.8	-12.77	-7.83
Change in Accounts Payable	-	-	-	-	2.62	-5.55
Change in Income Taxes	-41.27	-20.36	-29.93	-24.16	-16.51	-26.66
Change in Other Net Operating Assets	7.83	-118.97	-48.68	174.38	154.21	19.07
Other Operating Activities	-40.54	-37.96	-27.17	-15.71	-22.96	-16.58
Operating Cash Flow	41.14	-33.47	63.86	259.61	206.12	32.07
Operating Cash Flow Growth	-	-	-75.40%	25.96%	542.79%	-61.66%
Capital Expenditures	-1.01	-8.62	-25.26	-36.83	-39.14	-2.18
Sale of Property, Plant & Equipment	0.09	0.09	1.95	1.89	0.32	-
Investment in Securities	-136.66	-196.74	-104.39	-64.4	-27.36	-10.02
Other Investing Activities	50.63	50.63	45.63	44.36	39.4	39.71
Investing Cash Flow	-86.95	-154.64	-82.07	-54.98	-26.77	27.51
Total Debt Repaid	-	-	-	-	-	-9.68
Net Debt Issued (Repaid)	-	-	-	-	-	-9.68
Common Dividends Paid	-61.75	-51.46	-51.46	-	-17.82	-35.64
Financing Cash Flow	-61.75	-51.46	-51.46	-	-17.82	-45.32
Net Cash Flow	-107.57	-239.56	-69.67	204.63	161.53	14.26
Free Cash Flow	40.13	-42.08	38.6	222.79	166.98	29.89
Free Cash Flow Growth	-	-	-82.67%	33.42%	458.68%	-59.54%
Free Cash Flow Margin	6.97%	-8.10%	5.43%	38.88%	29.31%	6.59%
Free Cash Flow Per Share	0.98	-1.02	0.94	5.41	4.06	0.73
Cash Income Tax Paid	28.37	20.36	29.93	24.16	16.51	26.66
Levered Free Cash Flow	220.76	175.91	271.57	207.18	160.66	33.58
Unlevered Free Cash Flow	221.17	176.32	272.04	207.77	161.05	33.58
Change in Net Working Capital	10.65	50.22	-12.7	-66.41	-111.79	26.66

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.