Islami Insurance Bangladesh Limited (DSE:ISLAMIINS)

Total Valuation

DSE:ISLAMIINS has a market cap or net worth of BDT 1.66 billion. The enterprise value is 1.03 billion.

Market Cap	1.66B
Enterprise Value	1.03B

Important Dates

The next estimated earnings date is Sunday, August 3, 2025.

Earnings Date	Aug 3, 2025
Ex-Dividend Date	Jun 19, 2025

Share Statistics

DSE:ISLAMIINS has 41.17 million shares outstanding. The number of shares has increased by 0.02% in one year.

Current Share Class	41.17M
Shares Outstanding	41.17M
Shares Change (YoY)	+0.02%
Shares Change (QoQ)	+0.16%
Owned by Insiders (%)	41.61%
Owned by Institutions (%)	n/a
Float	22.39M

Valuation Ratios

The trailing PE ratio is 11.38.

PE Ratio	11.38
Forward PE	n/a
PS Ratio	4.30
PB Ratio	1.66
P/TBV Ratio	1.66
P/FCF Ratio	17.38
P/OCF Ratio	17.25
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.10, with an EV/FCF ratio of 10.81.

EV / Earnings	7.08
EV / Sales	2.68
EV / EBITDA	5.10
EV / EBIT	5.85
EV / FCF	10.81

Financial Position

The company has a current ratio of 1.49

Current Ratio	1.49
Quick Ratio	1.48
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	341.72

Financial Efficiency

Return on equity (ROE) is 15.30% and return on invested capital (ROIC) is 11.51%.

Return on Equity (ROE)	15.30%
Return on Assets (ROA)	6.15%
Return on Invested Capital (ROIC)	11.51%
Return on Capital Employed (ROCE)	14.93%
Revenue Per Employee	501,189
Profits Per Employee	189,577
Employee Count	769
Asset Turnover	0.21
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:ISLAMIINS has paid 29.42 million in taxes.

Income Tax	29.42M
Effective Tax Rate	16.79%

Stock Price Statistics

The stock price has increased by +8.04% in the last 52 weeks. The beta is 0.56, so DSE:ISLAMIINS's price volatility has been lower than the market average.

Beta (5Y)	0.56
52-Week Price Change	+8.04%
50-Day Moving Average	37.49
200-Day Moving Average	39.01
Relative Strength Index (RSI)	60.51
Average Volume (20 Days)	44,221

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:ISLAMIINS had revenue of BDT 385.41 million and earned 145.79 million in profits. Earnings per share was 3.54.

Revenue	385.41M
Gross Profit	464.18M
Operating Income	176.53M
Pretax Income	175.20M
Net Income	145.79M
EBITDA	192.41M
EBIT	176.53M
Earnings Per Share (EPS)	3.54

Balance Sheet

The company has 654.55 million in cash and n/a in debt, giving a net cash position of 626.57 million or 15.22 per share.

Cash & Cash Equivalents	654.55M
Total Debt	n/a
Net Cash	626.57M
Net Cash Per Share	15.22
Equity (Book Value)	996.53M
Book Value Per Share	24.17
Working Capital	319.94M

Cash Flow

In the last 12 months, operating cash flow was 96.16 million and capital expenditures -678,650, giving a free cash flow of 95.48 million.

Operating Cash Flow	96.16M
Capital Expenditures	-678,650
Free Cash Flow	95.48M
FCF Per Share	2.32

Margins

Gross margin is 120.44%, with operating and profit margins of 45.80% and 37.83%.

Gross Margin	120.44%
Operating Margin	45.80%
Pretax Margin	45.46%
Profit Margin	37.83%
EBITDA Margin	49.92%
EBIT Margin	45.80%
FCF Margin	24.77%

Dividends & Yields

This stock pays an annual dividend of 2.00, which amounts to a dividend yield of 4.96%.

Dividend Per Share	2.00
Dividend Yield	4.96%
Dividend Growth (YoY)	33.33%
Years of Dividend Growth	1
Payout Ratio	42.36%
Buyback Yield	-0.02%
Shareholder Yield	4.94%
Earnings Yield	8.79%
FCF Yield	5.76%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 8, 2021. It was a forward split with a ratio of 1.1.

Last Split Date	Jun 8, 2021
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4