Mercantile Islami Insurance PLC (DSE:MERCINS)
45.90
+1.00 (2.23%)
At close: Aug 13, 2026
DSE:MERCINS Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 267.37 | 273.76 | 388.61 | 308.87 | 315.79 | 296.54 |
Total Interest & Dividend Income | 143.05 | 143.38 | 103.66 | 94.45 | 79.24 | 64.62 |
Gain (Loss) on Sale of Investments | -65.96 | -65.96 | -7.6 | 1.35 | 2.79 | 12.35 |
Other Revenue | 11.43 | 24.89 | 26.65 | 44.97 | 51.17 | 48.77 |
| 355.9 | 376.07 | 511.32 | 449.64 | 448.98 | 422.28 | |
Revenue Growth | -28.15% | -26.45% | 13.72% | 0.15% | 6.32% | 19.48% |
Policy Benefits | 131.23 | 119.51 | 220.99 | 179.61 | 127.56 | 148.52 |
Policy Acquisition & Underwriting Costs | 46.21 | 46.21 | 55.29 | 60.61 | 66.83 | 28.04 |
Depreciation & Amortization | 12.66 | 12.66 | 0.36 | 13.58 | 14.42 | 4.68 |
Selling, General & Administrative | 94.38 | 111.41 | 137.58 | 146.01 | 129.65 | 120.36 |
Total Operating Expenses | 284.48 | 289.8 | 414.21 | 399.81 | 338.46 | 301.61 |
Operating Income | 71.42 | 86.27 | 97.11 | 49.83 | 110.52 | 120.68 |
Other Non Operating Income (Expenses) | -1.17 | -1.17 | -1.86 | -2.06 | -1.86 | -1.94 |
EBT Excluding Unusual Items | 70.25 | 85.1 | 95.25 | 47.77 | 108.66 | 118.73 |
Pretax Income | 70.25 | 85.1 | 95.25 | 47.77 | 108.66 | 118.73 |
Income Tax Expense | 3.09 | 14.17 | 11.62 | -1.99 | 24.58 | 29.24 |
Net Income | 67.15 | 70.93 | 83.63 | 49.76 | 84.08 | 89.49 |
Net Income to Common | 67.15 | 70.93 | 83.63 | 49.76 | 84.08 | 89.49 |
Net Income Growth | -19.02% | -15.19% | 68.08% | -40.82% | -6.05% | 23.36% |
Shares Outstanding (Basic) | 43 | 43 | 43 | 43 | 43 | 43 |
Shares Outstanding (Diluted) | 43 | 43 | 43 | 43 | 43 | 43 |
Shares Change | - | - | - | - | - | - |
EPS (Basic) | 1.56 | 1.65 | 1.94 | 1.15 | 1.95 | 2.08 |
EPS (Diluted) | 1.56 | 1.65 | 1.94 | 1.15 | 1.95 | 2.08 |
EPS Growth | -19.02% | -15.19% | 68.08% | -40.82% | -6.05% | 23.36% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -1.9 | -0.1 | 77.23 | 36.12 | 20 | 41.33 |
Free Cash Flow Per Share | -0.04 | -0.00 | 1.79 | 0.84 | 0.46 | 0.96 |
Dividend Per Share | 1.000 | 1.000 | 1.000 | 1.000 | 1.000 | 1.000 |
Dividend Growth | 0% | 0% | 0% | 0% | 0% | 0% |
Operating Margin | 20.07% | 22.94% | 18.99% | 11.08% | 24.62% | 28.58% |
Profit Margin | 18.87% | 18.86% | 16.36% | 11.07% | 18.73% | 21.19% |
Free Cash Flow Margin | -0.53% | -0.03% | 15.10% | 8.03% | 4.45% | 9.79% |
EBITDA | 76.14 | 91.63 | 102.58 | 56.28 | 118.05 | 125.35 |
EBITDA Margin | 21.39% | 24.37% | 20.06% | 12.52% | 26.29% | 29.68% |
D&A For EBITDA | 4.72 | 5.36 | 5.47 | 6.45 | 7.53 | 4.68 |
EBIT | 71.42 | 86.27 | 97.11 | 49.83 | 110.52 | 120.68 |
EBIT Margin | 20.07% | 22.94% | 18.99% | 11.08% | 24.62% | 28.58% |
Effective Tax Rate | 4.40% | 16.65% | 12.20% | - | 22.62% | 24.63% |