NRBC Bank PLC. Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	12,279	12,824	12,582	11,368	7,984	6,640
Interest Paid on Deposits	13,924	12,530	8,702	6,714	4,605	4,924
Net Interest Income	-1,645	294.39	3,880	4,654	3,379	1,716
Net Interest Income Growth (YoY)	-	-92.41%	-16.63%	37.72%	96.98%	-32.71%
Gain (Loss) on Sale of Investments	13.56	-786.53	36.64	-257.21	-160.23	157
Other Non-Interest Income	8,270	7,431	5,039	4,432	4,552	4,654
Total Non-Interest Income	8,283	6,644	5,075	4,175	4,392	4,811
Non-Interest Income Growth (YoY)	36.89%	30.91%	21.58%	-4.95%	-8.72%	120.00%
Revenues Before Loan Losses	6,638	6,938	8,955	8,829	7,771	6,527
Provision for Loan Losses	1,650	1,400	1,059	871.64	725.2	1,096
Revenue	4,988	5,538	7,896	7,957	7,046	5,431
Revenue Growth (YoY)	-39.99%	-29.86%	-0.76%	12.93%	29.75%	24.56%
Salaries and Employee Benefits	3,804	3,428	3,197	2,854	2,148	1,685
Occupancy Expenses	1,084	1,047	995.11	910.99	708.2	547.24
Selling, General & Administrative	410.03	526.71	603.88	595.31	439.71	269.71
Other Non-Interest Expense	419.67	432.32	374.65	321.87	468.4	813.28
Total Non-Interest Expense	5,718	5,434	5,171	4,682	3,764	3,315
EBT Excluding Unusual Items	-730.01	104.57	2,726	3,275	3,282	2,115
Other Unusual Items	-	-	-	-	-	-23.34
Pretax Income	-730.01	104.57	2,726	3,275	3,282	2,092
Income Tax Expense	-160.52	33.21	735.92	1,341	998.08	707.53
Earnings From Continuing Operations	-569.49	71.35	1,990	1,933	2,283	1,385
Minority Interest in Earnings	0	-	-0	-0	-19.95	-4.17
Net Income	-569.49	71.35	1,990	1,933	2,264	1,380
Net Income to Common	-569.49	71.35	1,990	1,933	2,264	1,380
Net Income Growth	-	-96.41%	2.93%	-14.59%	63.98%	19.71%
Basic Shares Outstanding	825	825	829	829	829	687
Diluted Shares Outstanding	825	825	829	829	829	829
Shares Change (YoY)	-0.48%	-0.48%	-	-	-	20.60%
EPS (Basic)	-0.69	0.09	2.40	2.33	2.73	2.01
EPS (Diluted)	-0.69	0.09	2.40	2.33	2.73	1.67
EPS Growth	-	-96.40%	2.93%	-14.59%	64.01%	-0.75%
Dividend Per Share	-	-	1.100	0.718	0.668	0.636
Dividend Growth	-	-	53.27%	7.50%	5.00%	-4.38%
Effective Tax Rate	-	31.76%	27.00%	40.97%	30.41%	33.82%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.