NRBC Bank PLC. Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	-569.49	71.35	1,990	1,933	2,264	1,380
Depreciation & Amortization	663.99	643.59	629.18	685.34	556.49	365.06
Change in Other Net Operating Assets	-7,092	1,452	-8,311	-24,063	-30,241	-13,341
Other Operating Activities	749.88	945.84	634.92	2,236	1,746	1,825
Operating Cash Flow	-6,144	3,112	-5,057	-19,209	-25,675	-9,770
Capital Expenditures	-420.98	-1,266	-211.04	-452.47	-835.8	-318.66
Cash Acquisitions	-	-	-	-180	-	-
Investment in Securities	-11,636	-7,693	-8,905	-8,911	-2,879	-10,259
Other Investing Activities	0	0	-	-	-	-
Investing Cash Flow	-12,057	-8,959	-9,116	-9,543	-3,715	-10,578
Long-Term Debt Issued	-	77.98	194.35	2,500	7,020	3,546
Long-Term Debt Repaid	-	-600	-	-79.54	-	-
Net Debt Issued (Repaid)	-663.36	-522.02	194.35	2,420	7,020	3,546
Issuance of Common Stock	-	-	-	100	1,200	-
Repurchase of Common Stock	-	-	-	-	-	-0
Common Dividends Paid	-	-911.51	-686.72	-553.23	-566.89	-525.99
Net Increase (Decrease) in Deposit Accounts	18,181	6,917	15,939	31,788	25,021	18,195
Other Financing Activities	0	0	-	-	0	-
Financing Cash Flow	17,517	5,483	15,447	33,755	32,674	21,215
Net Cash Flow	-683.54	-363.41	1,274	5,003	3,285	867.23
Free Cash Flow	-6,565	1,846	-5,268	-19,661	-26,510	-10,088
Free Cash Flow Margin	-131.61%	33.34%	-66.71%	-247.09%	-376.25%	-185.77%
Free Cash Flow Per Share	-7.96	2.24	-6.36	-23.73	-31.99	-12.18
Cash Interest Paid	14,274	11,677	7,369	5,240	3,949	4,123
Cash Income Tax Paid	684.95	1,339	1,933	1,363	760.12	401.22

Source: S&P Global Market Intelligence. Banks template. Financial Sources.