NRBC Bank PLC. (DSE: NRBCBANK)

NRBC Bank PLC. Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	8,920	11,673	10,718	7,365	5,208	4,705
Investment Securities	54,714	47,204	38,287	29,239	27,085	16,020
Total Investments	54,714	47,204	38,287	29,239	27,085	16,020
Gross Loans	159,426	153,940	141,418	108,655	76,731	63,378
Allowance for Loan Losses	-5,197	-3,594	-2,522	-1,804	-1,102	-846.92
Other Adjustments to Gross Loans	-5,918	-3,825	-2,372	-1,360	-741.66	-471.57
Net Loans	148,310	146,520	136,524	105,491	74,887	62,060
Property, Plant & Equipment	2,527	1,720	1,877	1,810	807.33	462.7
Other Intangible Assets	25.12	30.59	21.74	27.4	33.58	50.6
Accrued Interest Receivable	1,016	728.73	585.09	591.34	1,166	321.93
Other Receivables	61.11	188.35	63.1	142.56	53.7	20.55
Restricted Cash	8,104	7,499	7,180	5,530	4,403	4,038
Other Current Assets	593.72	2,725	4,853	3,185	2,380	2,411
Long-Term Deferred Tax Assets	2,073	1,436	990.59	711.37	460.1	356.82
Other Long-Term Assets	3,024	68.2	-291.91	345.15	160.2	-218.94
Total Assets	229,367	219,794	200,808	154,437	116,643	90,227
Accrued Expenses	399.63	681.27	611.29	335.52	261.77	264.79
Interest Bearing Deposits	147,160	141,416	133,073	99,365	79,546	62,825
Total Deposits	147,160	141,416	133,073	99,365	79,546	62,825
Short-Term Borrowings	4,095	1,835	7,502	5,207	1,100	1,280
Current Portion of Long-Term Debt	9,253	12,163	5,120	2,335	3,034	10.23
Current Income Taxes Payable	-	-	-	-	-	3,103
Accrued Interest Payable	-	-	-	-	-	2,719
Other Current Liabilities	10,987	14,287	9,490	12,213	8,414	8,418
Long-Term Debt	5,520	5,520	5,500	3,000	-	-
Long-Term Leases	317.2	367.85	384.49	452.15	141.45	-
Long-Term Unearned Revenue	-	-	-	-	-	0.74
Other Long-Term Liabilities	37,270	28,958	25,857	19,479	14,267	3,364
Total Liabilities	215,001	205,227	187,537	142,388	106,764	81,985
Common Stock	8,286	8,286	7,930	7,376	5,825	5,711
Retained Earnings	6,033	6,225	5,297	4,528	3,199	2,485
Comprehensive Income & Other	46.67	55.22	43.25	85.49	810.63	5.01
Total Common Equity	14,367	14,567	13,270	11,990	9,835	8,201
Minority Interest	0	0	0	60.12	44.17	41.2
Shareholders' Equity	14,367	14,567	13,270	12,050	9,879	8,242
Total Liabilities & Equity	229,367	219,794	200,808	154,437	116,643	90,227
Total Debt	19,184	19,885	18,506	10,994	4,275	1,290
Net Cash (Debt)	-10,264	-8,212	-7,788	-3,630	932.14	3,415
Net Cash Growth	-	-	-	-	-72.70%	-28.00%
Net Cash Per Share	-12.39	-9.91	-9.40	-4.38	1.12	4.97
Filing Date Shares Outstanding	828.65	828.55	828.65	828.65	828.65	687.1
Total Common Shares Outstanding	828.65	828.55	828.65	828.65	687.1	687.1
Book Value Per Share	17.34	17.58	16.01	14.47	14.31	11.94
Tangible Book Value	14,341	14,536	13,248	11,962	9,801	8,150
Tangible Book Value Per Share	17.31	17.54	15.99	14.44	14.26	11.86

Source: S&P Capital IQ. Banks template. Financial Sources.