One Bank PLC. (DSE:ONEBANKPLC)

One Bank PLC. Income Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	23,364	18,873	16,195	16,001	19,674	23,363
Interest Paid on Deposits	17,985	14,409	11,916	11,850	16,249	17,940
Net Interest Income	5,379	4,464	4,279	4,151	3,426	5,423
Net Interest Income Growth (YoY)	68.17%	4.32%	3.09%	21.17%	-36.83%	-14.13%
Gain (Loss) on Sale of Assets	6.74	6.74	3.06	0.36	3.01	-9.79
Gain (Loss) on Sale of Investments	272.95	272.95	257.81	306.94	465.5	-110.47
Other Non-Interest Income	8,598	5,706	5,957	4,141	4,255	4,027
Total Non-Interest Income	8,878	5,986	6,218	4,448	4,723	3,907
Non-Interest Income Growth (YoY)	36.91%	-3.73%	39.79%	-5.83%	20.89%	-1.92%
Revenues Before Loan Losses	14,257	10,450	10,497	8,599	8,149	9,330
Provision for Loan Losses	4,053	2,040	2,153	2,005	1,276	1,681
Revenue	10,204	8,410	8,344	6,594	6,873	7,649
Revenue Growth (YoY)	25.39%	0.80%	26.54%	-4.06%	-10.15%	4.25%
Salaries and Employee Benefits	4,239	4,220	3,501	2,993	2,799	2,986
Occupancy Expenses	1,272	1,239	1,282	1,067	1,192	862.56
Selling, General & Administrative	342.95	400.09	379.62	475.24	658.57	1,041
Other Non-Interest Expense	1,090	941.52	934.95	452.71	378.42	247.29
Total Non-Interest Expense	6,944	6,800	6,098	4,988	5,028	5,137
EBT Excluding Unusual Items	3,260	1,610	2,246	1,606	1,845	2,512
Pretax Income	3,260	1,610	2,246	1,606	1,845	2,512
Income Tax Expense	796.44	238.71	687.49	761.11	450.48	904.65
Earnings From Continuing Operations	2,464	1,371	1,559	845.19	1,395	1,607
Minority Interest in Earnings	-0.67	-0.44	-1.86	-1.07	-1.11	0.36
Net Income	2,463	1,371	1,557	844.12	1,394	1,608
Net Income to Common	2,463	1,371	1,557	844.12	1,394	1,608
Net Income Growth	120.41%	-11.94%	84.42%	-39.43%	-13.31%	14.06%
Basic Shares Outstanding	1,066	1,066	1,066	1,066	1,066	1,066
Diluted Shares Outstanding	1,066	1,066	1,066	1,066	1,066	1,066
EPS (Basic)	2.31	1.29	1.46	0.79	1.31	1.51
EPS (Diluted)	2.31	1.29	1.46	0.79	1.31	1.51
EPS Growth	120.41%	-11.94%	84.42%	-39.43%	-13.31%	14.06%
Dividend Per Share	0.338	0.338	-	-	0.498	0.396
Dividend Growth	-	-	-	-	25.99%	-
Effective Tax Rate	24.43%	14.83%	30.61%	47.38%	24.41%	36.02%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.