One Bank Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	25,070	24,422	18,880	16,195	16,001
Interest Paid on Deposits	22,504	18,277	14,310	11,916	11,850
Net Interest Income	2,565	6,144	4,571	4,279	4,151
Net Interest Income Growth (YoY)	-58.25%	34.43%	6.82%	3.09%	21.17%
Gain (Loss) on Sale of Assets	-	2.53	6.74	3.06	0.36
Gain (Loss) on Sale of Investments	-207.78	2,204	272.95	257.81	306.94
Other Non-Interest Income	9,419	6,430	5,599	5,957	4,141
Total Non-Interest Income	9,211	8,636	5,879	6,218	4,448
Non-Interest Income Growth (YoY)	6.65%	46.90%	-5.45%	39.79%	-5.83%
Revenues Before Loan Losses	11,776	14,781	10,450	10,497	8,599
Provision for Loan Losses	6,259	7,136	2,040	2,153	2,005
Revenue	5,517	7,645	8,410	8,344	6,594
Revenue Growth (YoY)	-27.83%	-9.10%	0.80%	26.54%	-4.06%
Salaries and Employee Benefits	4,457	4,293	4,220	3,501	2,993
Occupancy Expenses	1,451	1,335	1,212	1,282	1,067
Selling, General & Administrative	353.44	343.67	383.31	379.62	475.24
Other Non-Interest Expense	973.73	992.93	985.43	934.95	452.71
Total Non-Interest Expense	7,235	6,964	6,800	6,098	4,988
EBT Excluding Unusual Items	-1,717	680.59	1,610	2,246	1,606
Pretax Income	-1,717	680.59	1,610	2,246	1,606
Income Tax Expense	-2,015	-639.6	444.46	687.49	761.11
Earnings From Continuing Operations	297.54	1,320	1,166	1,559	845.19
Minority Interest in Earnings	-1.25	-0.81	-0.44	-1.86	-1.07
Net Income	296.28	1,319	1,165	1,557	844.12
Net Income to Common	296.28	1,319	1,165	1,557	844.12
Net Income Growth	-77.54%	13.24%	-25.16%	84.42%	-39.43%
Basic Shares Outstanding	1,058	1,066	1,066	1,066	1,066
Diluted Shares Outstanding	1,058	1,066	1,066	1,066	1,066
Shares Change (YoY)	-0.72%	-	-	-	-
EPS (Basic)	0.28	1.24	1.09	1.46	0.79
EPS (Diluted)	0.28	1.24	1.09	1.46	0.79
EPS Growth	-77.38%	13.24%	-25.16%	84.42%	-39.43%
Dividend Per Share	-	-	0.338	-	-
Effective Tax Rate	-	-	27.61%	30.61%	47.38%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.