DSE:PHOENIXFIN Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	718.72	497.44	497.25	496.35	2,117	3,022
Total Interest Expense	2,592	2,405	2,627	2,252	1,597	2,388
Net Interest Income	-1,873	-1,907	-2,130	-1,756	520.2	634.13
Other Revenue	41.4	42.13	41.11	51.11	48.84	56.53
Revenue Before Loan Losses	-1,832	-1,865	-2,089	-1,705	569.04	690.66
Provision for Loan Losses	-187.63	1,278	5,709	5,041	1,601	629.35
Revenue	-1,644	-3,143	-7,798	-6,746	-1,032	61.31
Revenue Growth	-	-	-	-	-	-91.51%
Salaries & Employee Benefits	179.02	163.33	190.84	191.01	204.84	227.63
Cost of Services Provided	44.93	42.89	34.39	46.65	51.5	51.4
Other Operating Expenses	25.29	31.04	31.52	28.36	24.42	27.05
Total Operating Expenses	286.29	274.64	293.59	304.61	326.08	344.24
Operating Income	-1,930	-3,418	-8,092	-7,050	-1,358	-282.92
EBT Excluding Unusual Items	-1,930	-3,418	-8,091	-7,050	-1,358	-281.66
Pretax Income	-1,930	-3,418	-8,090	-7,048	-1,357	-279.62
Income Tax Expense	-22.23	-25.03	-7.31	4.54	29.07	70.91
Net Income	-1,908	-3,393	-8,082	-7,052	-1,386	-350.53
Net Income to Common	-1,908	-3,393	-8,082	-7,052	-1,386	-350.53
Net Income Growth	-	-	-	-	-	-
Shares Outstanding (Basic)	166	166	166	166	166	166
Shares Outstanding (Diluted)	166	166	166	166	166	166
Shares Change	0.01%	-	-	-	-	5.66%
EPS (Basic)	-11.50	-20.45	-48.73	-42.52	-8.36	-2.11
EPS (Diluted)	-11.50	-20.45	-48.73	-42.52	-8.36	-2.11
EPS Growth	-	-	-	-	-	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	119.73	199.37	41.97	-261.23	-327.62	-1,390
Free Cash Flow Per Share	0.72	1.20	0.25	-1.57	-1.98	-8.38
Operating Margin	-	-	-	-	-	-461.43%
Profit Margin	-	-	-	-	-	-571.69%
Free Cash Flow Margin	-	-	-	-	-	-2266.36%