DSE:PHOENIXFIN Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	497.44	497.25	496.35	2,117	3,022
Total Interest Expense	2,405	2,627	2,252	1,597	2,388
Net Interest Income	-1,907	-2,130	-1,756	520.2	634.13
Other Revenue	42.2	41.11	51.11	48.84	56.53
Revenue Before Loan Losses	-1,865	-2,089	-1,705	569.04	690.66
Provision for Loan Losses	1,278	5,709	5,041	1,601	629.35
Revenue	-3,143	-7,798	-6,746	-1,032	61.31
Revenue Growth (YoY)	-	-	-	-	-91.51%
Salaries & Employee Benefits	163.33	190.84	191.01	204.84	227.63
Cost of Services Provided	42.86	34.39	46.65	51.5	51.4
Other Operating Expenses	30.66	31.52	28.36	24.42	27.05
Total Operating Expenses	274.64	293.59	304.61	326.08	344.24
Operating Income	-3,418	-8,092	-7,050	-1,358	-282.92
EBT Excluding Unusual Items	-3,418	-8,091	-7,050	-1,358	-281.66
Pretax Income	-3,418	-8,090	-7,048	-1,357	-279.62
Income Tax Expense	-25.03	-7.31	4.54	29.07	70.91
Net Income	-3,393	-8,082	-7,052	-1,386	-350.53
Net Income to Common	-3,393	-8,082	-7,052	-1,386	-350.53
Net Income Growth	-	-	-	-	-
Shares Outstanding (Basic)	166	166	166	166	166
Shares Outstanding (Diluted)	166	166	166	166	166
Shares Change (YoY)	0.01%	-	-	-	5.66%
EPS (Basic)	-20.45	-48.73	-42.52	-8.36	-2.11
EPS (Diluted)	-20.45	-48.73	-42.52	-8.36	-2.11
EPS Growth	-	-	-	-	-
Free Cash Flow	199.37	41.97	-261.23	-327.62	-1,390
Free Cash Flow Per Share	1.20	0.25	-1.57	-1.98	-8.38
Operating Margin	-	-	-	-	-461.43%
Profit Margin	-	-	-	-	-571.69%
Free Cash Flow Margin	-	-	-	-	-2266.36%