DSE:PLFSL Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2017	FY 2016	FY 2015
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016	Dec '15 Dec 31, 2015
Interest and Dividend Income	58.66	5.51	242.78	1,172	1,248	1,880
Total Interest Expense	4,252	4,273	3,811	798.31	1,478	2,711
Net Interest Income	-4,194	-4,267	-3,568	374.04	-230.3	-831.22
Commissions and Fees	-	-	-	1.23	-	-
Other Revenue	66.32	79.31	51.66	31.44	25.41	519.9
Revenue Before Loan Losses	-4,127	-4,188	-3,516	406.71	-204.89	-311.32
Provision for Loan Losses	0.4	0.4	-730.67	30	124.98	387.32
Revenue	-4,128	-4,188	-2,786	376.71	-329.88	-698.64
Salaries & Employee Benefits	38.31	34.12	21.89	129.17	83.53	85.94
Cost of Services Provided	38.05	22.34	26.01	42.78	30.58	47.32
Other Operating Expenses	-8.13	-12.96	18.03	100.27	-27.8	-17.32
Total Operating Expenses	75.2	52.56	76.31	286.28	100.69	130.74
Operating Income	-4,203	-4,241	-2,862	90.43	-430.57	-829.38
EBT Excluding Unusual Items	-4,228	-4,266	-3,151	90.43	-430.57	-829.38
Gain (Loss) on Sale of Investments	-	-	-	13.65	-60.07	-19.78
Pretax Income	-4,228	-4,266	-3,151	104.07	-490.64	-849.16
Income Tax Expense	1.51	1.51	27.79	52.07	3	31.36
Net Income	-4,230	-4,268	-3,179	52	-493.64	-880.51
Preferred Dividends & Other Adjustments	-	-	-	23.19	-	-
Net Income to Common	-4,230	-4,268	-3,179	28.8	-493.64	-880.51
Shares Outstanding (Basic)	285	285	285	285	285	277
Shares Outstanding (Diluted)	285	285	285	285	285	277
Shares Change (YoY)	0.05%	-	-	-	3.15%	-3.06%
EPS (Basic)	-14.82	-14.95	-11.14	0.10	-1.73	-3.18
EPS (Diluted)	-14.82	-14.95	-11.14	0.10	-1.73	-3.18
Free Cash Flow	-120.63	-67.39	102.66	1,632	-1,238	-1,801
Free Cash Flow Per Share	-0.42	-0.24	0.36	5.72	-4.34	-6.51
Operating Margin	-	-	-	24.00%	-	-
Profit Margin	-	-	-	7.65%	-	-
Free Cash Flow Margin	-	-	-	433.16%	-	-
Effective Tax Rate	-	-	-	50.04%	-	-

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.