Provati Insurance PLC. (DSE:PROVATIINS)

Bangladesh · Delayed Price · Currency is BDT

57.70

-1.30 (-2.20%)

At close: Aug 13, 2026

Provati Insurance PLC. Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	973.16	883.21	953.31	981.75	977.42	976.81
Revenue Growth	7.21%	-7.35%	-2.90%	0.44%	0.06%	15.80%
Operating Income	109.45	90.05	99.55	115.93	138.95	174.97
Net Income	83.53	69.92	79.38	88.63	101.67	149.33
Earnings Per Share	2.07	1.73	1.97	2.20	2.52	3.70
EPS Growth	12.17%	-11.91%	-10.44%	-12.83%	-31.92%	62.29%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	186.25	211.15	144.07	168.2	124.42	767.54
Total Debt	32.86	33.11	75.31	122.07	80.18	56.4
Net Cash (Debt)	153.39	178.04	68.75	46.14	44.24	711.14
Net Cash Growth	20.73%	158.96%	49.02%	4.29%	-93.78%	5.80%
Net Cash Per Share	3.81	4.42	1.71	1.14	1.10	17.64

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	48.25	74.14	5.24	25.21	76.23	245.73
Capital Expenditures	5.38	-3.25	-	-34.7	-84.68	-30.78
Free Cash Flow	53.62	70.88	5.24	-9.49	-8.45	214.95
Free Cash Flow Growth	282.77%	1252.39%	-	-	-	7.68%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	11.25%	10.20%	10.44%	11.81%	14.22%	17.91%
Pretax Margin	11.25%	10.20%	10.57%	11.87%	14.33%	18.03%
Profit Margin	8.58%	7.92%	8.33%	9.03%	10.40%	15.29%
FCF Margin	5.51%	8.03%	0.55%	-0.97%	-0.86%	22.00%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 16, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.200	1.200	1.000	1.250	1.200	0.862
Dividend Per Share Growth	20.00%	20.00%	-20.00%	4.17%	39.20%	-41.17%
Dividend Yield	2.08%	4.34%	2.85%	2.33%	2.29%	0.93%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 16, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	27.82	16.32	18.94	26.79	23.36	28.46
P/FCF Ratio	43.38	16.09	286.88	-	-	19.77
PS Ratio	2.39	1.29	1.58	2.42	2.43	4.35