Provati Insurance PLC. (DSE:PROVATIINS)
Bangladesh · Delayed Price · Currency is BDT 54.80
-0.30 (-0.54%)
At close: Jun 15, 2026
Provati Insurance PLC. Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 823.82 | 776.32 | 863.44 | 889.86 | 903.3 | 811.83 |
Total Interest & Dividend Income | 53.84 | 53.12 | 51.94 | 34.58 | 48.01 | 37.49 |
Gain (Loss) on Sale of Investments | -7.1 | -7.1 | -12.08 | -12.46 | -22.62 | 67.99 |
Other Revenue | 67.84 | 60.87 | 50.01 | 69.77 | 48.74 | 59.49 |
| 938.4 | 883.21 | 953.31 | 981.75 | 977.42 | 976.81 | |
Revenue Growth (YoY) | -0.42% | -7.35% | -2.90% | 0.44% | 0.06% | 15.80% |
Policy Benefits | 353.46 | 302.7 | 322.92 | 308.67 | 317.74 | 324.34 |
Policy Acquisition & Underwriting Costs | 155.66 | 155.66 | 171.02 | 180.5 | 173.98 | 157.95 |
Amortization of Goodwill & Intangibles | 0.56 | 0.56 | 0.75 | 0.66 | 0.54 | 0.55 |
Depreciation & Amortization | 23.89 | 23.89 | 22.22 | 22.73 | 18.76 | 13.53 |
Selling, General & Administrative | 309.22 | 310.7 | 336.88 | 353.5 | 327.46 | 305.47 |
Other Operating Expenses | -0.35 | -0.35 | -0.03 | -0.23 | - | - |
Total Operating Expenses | 842.43 | 793.16 | 853.75 | 865.83 | 838.47 | 801.84 |
Operating Income | 95.97 | 90.05 | 99.55 | 115.93 | 138.95 | 174.97 |
Other Non Operating Income (Expenses) | - | - | -0 | - | 0 | - |
EBT Excluding Unusual Items | 95.97 | 90.05 | 99.55 | 115.93 | 138.95 | 174.97 |
Gain (Loss) on Sale of Assets | - | - | 1.21 | 0.64 | 1.11 | 1.11 |
Pretax Income | 95.97 | 90.05 | 100.76 | 116.57 | 140.06 | 176.08 |
Income Tax Expense | 21.95 | 20.13 | 21.38 | 27.94 | 38.39 | 26.76 |
Net Income | 74.02 | 69.92 | 79.38 | 88.63 | 101.67 | 149.33 |
Net Income to Common | 74.02 | 69.92 | 79.38 | 88.63 | 101.67 | 149.33 |
Net Income Growth | 2.02% | -11.91% | -10.44% | -12.83% | -31.92% | 62.29% |
Shares Outstanding (Basic) | 40 | 40 | 40 | 40 | 40 | 40 |
Shares Outstanding (Diluted) | 40 | 40 | 40 | 40 | 40 | 40 |
Shares Change (YoY) | -0.62% | - | - | - | - | - |
EPS (Basic) | 1.85 | 1.73 | 1.97 | 2.20 | 2.52 | 3.70 |
EPS (Diluted) | 1.85 | 1.73 | 1.97 | 2.20 | 2.52 | 3.70 |
EPS Growth | 2.65% | -11.91% | -10.44% | -12.83% | -31.92% | 62.29% |
Free Cash Flow | 30.88 | 70.88 | 5.24 | -9.49 | -8.45 | 214.95 |
Free Cash Flow Per Share | 0.77 | 1.76 | 0.13 | -0.23 | -0.21 | 5.33 |
Dividend Per Share | - | 1.200 | 1.000 | 1.250 | 1.200 | 0.862 |
Dividend Growth | - | 20.00% | -20.00% | 4.17% | 39.20% | -41.17% |
Operating Margin | 10.23% | 10.20% | 10.44% | 11.81% | 14.22% | 17.91% |
Profit Margin | 7.89% | 7.92% | 8.33% | 9.03% | 10.40% | 15.29% |
Free Cash Flow Margin | 3.29% | 8.03% | 0.55% | -0.97% | -0.86% | 22.00% |
EBITDA | - | 113.94 | 121.77 | 138.65 | 157.71 | 188.5 |
EBITDA Margin | - | 12.90% | 12.77% | 14.12% | 16.13% | 19.30% |
D&A For EBITDA | - | 23.89 | 22.22 | 22.73 | 18.76 | 13.53 |
EBIT | 95.97 | 90.05 | 99.55 | 115.93 | 138.95 | 174.97 |
EBIT Margin | 10.23% | 10.20% | 10.44% | 11.81% | 14.22% | 17.91% |
Effective Tax Rate | 22.88% | 22.35% | 21.22% | 23.97% | 27.41% | 15.20% |