Provati Insurance PLC. (DSE:PROVATIINS)

Bangladesh · Delayed Price · Currency is BDT

55.70

+1.10 (2.01%)

At close: Jul 23, 2026

Provati Insurance PLC. Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	938.4	883.21	953.31	981.75	977.42	976.81
Revenue Growth	-0.42%	-7.35%	-2.90%	0.44%	0.06%	15.80%
Operating Income	95.97	90.05	99.55	115.93	138.95	174.97
Net Income	74.02	69.92	79.38	88.63	101.67	149.33
Earnings Per Share	1.85	1.73	1.97	2.20	2.52	3.70
EPS Growth	2.65%	-11.91%	-10.44%	-12.83%	-31.92%	62.29%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	653.47	211.15	144.07	168.2	124.42	767.54
Total Debt	33.7	33.11	75.31	122.07	80.18	56.4
Net Cash (Debt)	619.78	178.04	68.75	46.14	44.24	711.14
Net Cash Growth	-1.49%	158.96%	49.02%	4.29%	-93.78%	5.80%
Net Cash Per Share	15.45	4.42	1.71	1.14	1.10	17.64

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	34.65	74.14	5.24	25.21	76.23	245.73
Capital Expenditures	-3.77	-3.25	-	-34.7	-84.68	-30.78
Free Cash Flow	30.88	70.88	5.24	-9.49	-8.45	214.95
Free Cash Flow Growth	-65.36%	1252.39%	-	-	-	7.68%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	10.23%	10.20%	10.44%	11.81%	14.22%	17.91%
Pretax Margin	10.23%	10.20%	10.57%	11.87%	14.33%	18.03%
Profit Margin	7.89%	7.92%	8.33%	9.03%	10.40%	15.29%
FCF Margin	3.29%	8.03%	0.55%	-0.97%	-0.86%	22.00%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.200	1.200	1.000	1.250	1.200	0.862
Dividend Per Share Growth	20.00%	20.00%	-20.00%	4.17%	39.20%	-41.17%
Dividend Yield	2.15%	4.34%	2.85%	2.33%	2.29%	0.93%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	30.56	16.32	18.94	26.79	23.36	28.46
P/FCF Ratio	73.62	16.09	286.88	-	-	19.77
PS Ratio	2.42	1.29	1.58	2.42	2.43	4.35