Provati Insurance Company Limited (DSE:PROVATIINS)

Provati Insurance Company Statistics

Total Valuation

DSE:PROVATIINS has a market cap or net worth of BDT 1.09 billion. The enterprise value is 1.03 billion.

Market Cap	1.09B
Enterprise Value	1.03B

Important Dates

The last earnings date was Tuesday, October 28, 2025.

Earnings Date	Oct 28, 2025
Ex-Dividend Date	May 29, 2025

Share Statistics

DSE:PROVATIINS has 40.31 million shares outstanding. The number of shares has decreased by -0.02% in one year.

Current Share Class	40.31M
Shares Outstanding	40.31M
Shares Change (YoY)	-0.02%
Shares Change (QoQ)	-0.99%
Owned by Insiders (%)	30.08%
Owned by Institutions (%)	17.68%
Float	28.19M

Valuation Ratios

The trailing PE ratio is 18.10.

PE Ratio	18.10
Forward PE	n/a
PS Ratio	1.47
PB Ratio	1.25
P/TBV Ratio	1.25
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	17.03
EV / Sales	1.38
EV / EBITDA	10.66
EV / EBIT	13.78
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.71, with a Debt / Equity ratio of 0.03.

Current Ratio	1.71
Quick Ratio	1.01
Debt / Equity	0.03
Debt / EBITDA	0.29
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.79% and return on invested capital (ROIC) is 4.90%.

Return on Equity (ROE)	6.79%
Return on Assets (ROA)	2.70%
Return on Invested Capital (ROIC)	4.90%
Return on Capital Employed (ROCE)	8.53%
Revenue Per Employee	718,095
Profits Per Employee	58,341
Employee Count	1,036
Asset Turnover	0.43
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:PROVATIINS has paid 15.43 million in taxes.

Income Tax	15.43M
Effective Tax Rate	20.34%

Stock Price Statistics

The stock price has decreased by -2.85% in the last 52 weeks. The beta is 0.32, so DSE:PROVATIINS's price volatility has been lower than the market average.

Beta (5Y)	0.32
52-Week Price Change	-2.85%
50-Day Moving Average	32.64
200-Day Moving Average	32.40
Relative Strength Index (RSI)	25.32
Average Volume (20 Days)	198,855

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:PROVATIINS had revenue of BDT 743.95 million and earned 60.44 million in profits. Earnings per share was 1.50.

Revenue	743.95M
Gross Profit	434.11M
Operating Income	74.67M
Pretax Income	75.87M
Net Income	60.44M
EBITDA	96.51M
EBIT	74.67M
Earnings Per Share (EPS)	1.50

Balance Sheet

The company has 725.09 million in cash and 28.43 million in debt, giving a net cash position of 63.30 million or 1.57 per share.

Cash & Cash Equivalents	725.09M
Total Debt	28.43M
Net Cash	63.30M
Net Cash Per Share	1.57
Equity (Book Value)	875.05M
Book Value Per Share	22.19
Working Capital	556.42M

Cash Flow

Operating Cash Flow	-133.76M
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 58.35%, with operating and profit margins of 10.04% and 8.12%.

Gross Margin	58.35%
Operating Margin	10.04%
Pretax Margin	10.20%
Profit Margin	8.12%
EBITDA Margin	12.97%
EBIT Margin	10.04%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 3.66%.

Dividend Per Share	1.00
Dividend Yield	3.66%
Dividend Growth (YoY)	-20.00%
Years of Dividend Growth	4
Payout Ratio	150.07%
Buyback Yield	0.02%
Shareholder Yield	3.58%
Earnings Yield	5.53%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 31, 2022. It was a forward split with a ratio of 1.16.

Last Split Date	May 31, 2022
Split Type	Forward
Split Ratio	1.16

Scores

Altman Z-Score	n/a
Piotroski F-Score	3