Sandhani Life Insurance Company Limited (DSE:SANDHANINS)
Bangladesh · Delayed Price · Currency is BDT 22.30
-0.40 (-1.76%)
At close: Oct 12, 2025
DSE:SANDHANINS Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Premiums & Annuity Revenue | 2,438 | 2,420 | 2,403 | 2,376 | 2,150 | 1,844 | Upgrade |
Total Interest & Dividend Income | 517.21 | 625.14 | 501.29 | 530.44 | 641.47 | 798.97 | Upgrade |
Gain (Loss) on Sale of Investments | 4.3 | 4.3 | 12.77 | 32.58 | 91.55 | 10.88 | Upgrade |
Other Revenue | 7.48 | 12 | 22.53 | 9.96 | 54.59 | 69.55 | Upgrade |
| 2,967 | 3,062 | 2,939 | 2,949 | 2,938 | 2,723 | Upgrade | |
Revenue Growth (YoY) | -3.13% | 4.16% | -0.33% | 0.38% | 7.87% | 2.42% | Upgrade |
Policy Benefits | 2,162 | 2,251 | 2,198 | 2,224 | 2,396 | 2,030 | Upgrade |
Policy Acquisition & Underwriting Costs | 283.74 | 294.08 | 328.96 | 380.98 | 398.12 | 290.15 | Upgrade |
Depreciation & Amortization | 40.4 | 40.4 | 44.16 | 46.65 | 39.85 | 37.97 | Upgrade |
Selling, General & Administrative | 161.18 | 152.76 | 152.85 | 156.78 | 105.12 | 117.96 | Upgrade |
Provision for Bad Debts | 5.05 | 5.05 | - | 3.1 | 5.86 | 5 | Upgrade |
Other Operating Expenses | -0.33 | 2.09 | -0.12 | -1.65 | 260.16 | -30.27 | Upgrade |
Total Operating Expenses | 2,911 | 3,005 | 2,994 | 3,121 | 3,384 | 2,704 | Upgrade |
Operating Income | 55.79 | 56.26 | -54.54 | -171.47 | -446.01 | 19.42 | Upgrade |
Interest Expense | -1.37 | -1.37 | -1.32 | -1.08 | -5.65 | - | Upgrade |
Other Non Operating Income (Expenses) | -118.67 | -118.67 | -5.8 | -79.86 | -12.03 | -5.85 | Upgrade |
EBT Excluding Unusual Items | -64.24 | -63.78 | -61.66 | -252.41 | -463.69 | 13.57 | Upgrade |
Gain (Loss) on Sale of Assets | 1.26 | 1.26 | 7.52 | 4.73 | 1.84 | 3.67 | Upgrade |
Other Unusual Items | 59.68 | - | - | - | - | - | Upgrade |
Pretax Income | -3.3 | -62.52 | -54.13 | -247.67 | -461.85 | 17.24 | Upgrade |
Income Tax Expense | 173.53 | 173.12 | 43.33 | 52.42 | 53.32 | 88.07 | Upgrade |
Earnings From Continuing Ops. | -176.83 | -235.64 | -97.47 | -300.09 | -515.17 | -70.84 | Upgrade |
Minority Interest in Earnings | -0 | -0 | -0 | -0 | -0 | -0 | Upgrade |
Net Income | -176.83 | -235.64 | -97.47 | -300.09 | -515.17 | -70.84 | Upgrade |
Net Income to Common | -176.83 | -235.64 | -97.47 | -300.09 | -515.17 | -70.84 | Upgrade |
Shares Outstanding (Basic) | 110 | 110 | 110 | 110 | 110 | 110 | Upgrade |
Shares Outstanding (Diluted) | 110 | 110 | 110 | 110 | 110 | 110 | Upgrade |
EPS (Basic) | -1.61 | -2.15 | -0.89 | -2.74 | -4.70 | -0.65 | Upgrade |
EPS (Diluted) | -1.61 | -2.15 | -0.89 | -2.74 | -4.70 | -0.65 | Upgrade |
Free Cash Flow | 122.2 | 16.67 | -58.37 | -190.53 | 117.09 | 578.57 | Upgrade |
Free Cash Flow Per Share | 1.11 | 0.15 | -0.53 | -1.74 | 1.07 | 5.27 | Upgrade |
Dividend Per Share | 1.200 | 1.200 | 1.200 | 1.200 | 1.200 | 1.200 | Upgrade |
Operating Margin | 1.88% | 1.84% | -1.85% | -5.81% | -15.18% | 0.71% | Upgrade |
Profit Margin | -5.96% | -7.70% | -3.32% | -10.18% | -17.54% | -2.60% | Upgrade |
Free Cash Flow Margin | 4.12% | 0.55% | -1.99% | -6.46% | 3.99% | 21.24% | Upgrade |
EBITDA | 86.61 | 87.61 | -19.53 | -132.56 | -407.4 | 57.39 | Upgrade |
EBITDA Margin | 2.92% | 2.86% | -0.66% | -4.50% | -13.87% | 2.11% | Upgrade |
D&A For EBITDA | 30.82 | 31.36 | 35.01 | 38.91 | 38.61 | 37.97 | Upgrade |
EBIT | 55.79 | 56.26 | -54.54 | -171.47 | -446.01 | 19.42 | Upgrade |
EBIT Margin | 1.88% | 1.84% | -1.85% | -5.81% | -15.18% | 0.71% | Upgrade |
Effective Tax Rate | - | - | - | - | - | 510.96% | Upgrade |
Source: S&P Global Market Intelligence. Insurance template. Financial Sources.