Sandhani Life Insurance Company Limited (DSE:SANDHANINS)
Bangladesh · Delayed Price · Currency is BDT 21.60
+0.20 (0.93%)
At close: Nov 4, 2026
DSE:SANDHANINS Cash Flow Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 444.73 | 191.53 | -235.64 | -97.47 | -300.09 | -515.17 |
Depreciation & Amortization | 40.44 | 42.51 | 40.4 | 44.16 | 46.65 | 44.26 |
Gain (Loss) on Sale of Assets | -1.29 | -4.24 | -1.26 | -7.52 | -4.73 | -1.84 |
Gain (Loss) on Sale of Investments | 3.37 | 5.18 | 1.97 | -2.83 | -2.43 | -90.62 |
Change in Accounts Receivable | -8.12 | 7.05 | -131.73 | -0.25 | 7.97 | 9.94 |
Change in Unearned Revenue | -9.69 | -2.9 | -4.93 | -2.38 | -11.48 | -3.44 |
Change in Deferred Taxes | -1.45 | -1.43 | 0.21 | 1.15 | -1.33 | 2.16 |
Change in Insurance Reserves / Liabilities | -2.27 | 13.93 | -10.69 | 2.63 | -11.97 | 3.5 |
Change in Other Net Operating Assets | -15.58 | -67.02 | -48.84 | -70.92 | -75.76 | 576.8 |
Other Operating Activities | 212.52 | 151.04 | 305.98 | 94.1 | 113.16 | 178.8 |
Operating Cash Flow | 572.02 | 315.04 | 31.38 | -38.42 | -164.51 | 159.39 |
Operating Cash Flow Growth | 130.91% | 903.87% | - | - | - | -72.45% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -16.65 | -21.74 | -14.71 | -19.95 | -26.02 | -42.3 |
Sale of Property, Plant & Equipment | 1.29 | 4.24 | 1.26 | 7.59 | 4.73 | 1.84 |
Cash Acquisitions | -33.25 | - | -100 | - | - | -100 |
Investment in Securities | -556.15 | 476.99 | 82.7 | 44.75 | -397.6 | -189.76 |
Other Investing Activities | - | - | - | - | - | -22.04 |
Investing Cash Flow | -596.47 | 442.45 | -34.41 | 30.11 | -419.56 | -370.29 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | - | - | 0.33 | - | 9.55 |
Total Debt Issued | - | - | - | 0.33 | - | 9.55 |
Total Debt Repaid | -0.04 | - | -2.46 | - | -7.44 | - |
Net Debt Issued (Repaid) | -0.04 | - | -2.46 | 0.33 | -7.44 | 9.55 |
Issuance of Common Stock | - | - | - | - | - | 100 |
Common Dividends Paid | -130.8 | -130.15 | -137.16 | -138.97 | -134.06 | -124.22 |
Other Financing Activities | -1.49 | - | - | - | - | - |
Financing Cash Flow | -132.33 | -130.15 | -139.63 | -138.64 | -141.5 | -14.67 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Miscellaneous Cash Flow Adjustments | - | - | - | - | 0 | - |
Net Cash Flow | -156.77 | 627.34 | -142.65 | -146.95 | -725.57 | -225.56 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 555.37 | 293.3 | 16.67 | -58.37 | -190.53 | 117.09 |
Free Cash Flow Growth | 143.61% | 1659.07% | - | - | - | -79.76% |
Free Cash Flow Margin | 17.73% | 9.79% | 0.55% | -1.99% | -6.46% | 3.99% |
Free Cash Flow Per Share | - | 2.67 | 0.15 | -0.53 | -1.74 | 1.07 |
Levered Free Cash Flow | 426.79 | 393.22 | 917.99 | -17.08 | -171.35 | 188.05 |
Unlevered Free Cash Flow | 427.68 | 394.12 | 918.84 | -16.25 | -170.68 | 191.58 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Income Tax Paid | 15.9 | 102.29 | 60.75 | 45.74 | 47.05 | 133.79 |
Change in Working Capital | -24.48 | -38.89 | -187.1 | -57.1 | -82.4 | 593.5 |