Sandhani Life Insurance Company Limited (DSE:SANDHANINS)

DSE:SANDHANINS Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Investments in Debt Securities	3,209	4,652	4,696	3,583	3,358	2,964
Investments in Equity & Preferred Securities	858.5	-	-	821.92	730.12	792.47
Policy Loans	101.06	-	-	84.58	80.33	74.87
Other Investments	229.02	-	-	244.61	119.61	265.19
Total Investments	4,398	4,652	4,696	4,734	4,288	4,097
Cash & Equivalents	1,907	1,839	1,982	2,129	2,855	3,080
Other Receivables	942.89	1,022	850.56	714.06	670.97	1,257
Property, Plant & Equipment	1,334	1,342	1,358	1,369	1,384	1,369
Other Current Assets	1,052	949	921.73	943.46	849.14	670.06
Long-Term Deferred Tax Assets	24.53	24.64	24.8	25.78	24.53	26.71
Other Long-Term Assets	21.69	6.39	16.27	29.81	156.24	40.69
Total Assets	9,680	9,836	9,849	9,946	10,227	10,540
Accrued Expenses	-	55.57	57.92	75.51	60.49	71.76
Unpaid Claims	25.69	10.84	21.54	18.91	30.88	27.38
Unearned Premiums	7.9	13.33	18.25	20.64	32.12	35.55
Reinsurance Payable	58.91	55.57	46.69	34.01	23.84	19.3
Short-Term Debt	-	-	2.44	2.1	9.55	-
Current Income Taxes Payable	926.78	841.3	669.37	633.26	579.76	534.71
Long-Term Leases	10.46	14.88	13.65	9.91	11.67	-
Other Current Liabilities	5.64	4.15	9.68	19.42	21.84	2.41
Other Long-Term Liabilities	133.12	171.38	75.12	73.78	80.21	90.42
Total Liabilities	1,169	1,167	914.65	887.53	850.34	782.54
Common Stock	1,097	1,097	1,097	1,097	1,097	1,097
Retained Earnings	18.34	19.02	129.11	126.16	103.53	71.28
Comprehensive Income & Other	7,396	7,553	7,708	7,835	8,176	8,589
Total Common Equity	8,512	8,669	8,934	9,058	9,377	9,757
Minority Interest	0.01	0.01	0.01	0.01	0.01	0
Shareholders' Equity	8,512	8,669	8,934	9,058	9,377	9,757
Total Liabilities & Equity	9,680	9,836	9,849	9,946	10,227	10,540
Filing Date Shares Outstanding	109.7	109.7	109.7	109.7	109.7	109.7
Total Common Shares Outstanding	109.7	109.7	109.7	109.7	109.7	109.7
Total Debt	10.46	14.88	16.08	12.01	21.21	-
Net Cash (Debt)	1,896	1,824	1,966	2,117	2,833	3,080
Net Cash Growth	25.11%	-7.20%	-7.13%	-25.28%	-8.01%	-3.31%
Net Cash Per Share	17.29	16.63	17.92	19.30	25.83	28.08
Book Value Per Share	77.59	79.02	81.44	82.57	85.48	88.95
Tangible Book Value	8,512	8,669	8,934	9,058	9,377	9,757
Tangible Book Value Per Share	77.59	79.02	81.44	82.57	85.48	88.95

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.