DSE:SANDHANINS Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Investments in Debt Securities	2,524	4,652	4,696	3,583	3,358	2,964
Investments in Equity & Preferred Securities	925.16	-	-	821.92	730.12	792.47
Policy Loans	102.62	-	-	84.58	80.33	74.87
Other Investments	231.24	-	-	244.61	119.61	265.19
Total Investments	3,783	4,652	4,696	4,734	4,288	4,097
Cash & Equivalents	2,536	1,839	1,982	2,129	2,855	3,080
Other Receivables	955.46	1,022	850.56	714.06	670.97	1,257
Property, Plant & Equipment	1,329	1,342	1,358	1,369	1,384	1,369
Other Current Assets	1,101	949	921.73	943.46	849.14	670.06
Long-Term Deferred Tax Assets	24.59	24.64	24.8	25.78	24.53	26.71
Other Long-Term Assets	21.89	6.39	16.27	29.81	156.24	40.69
Total Assets	9,752	9,836	9,849	9,946	10,227	10,540
Accrued Expenses	-	55.57	57.92	75.51	60.49	71.76
Unpaid Claims	23.61	10.84	21.54	18.91	30.88	27.38
Unearned Premiums	13.26	13.33	18.25	20.64	32.12	35.55
Reinsurance Payable	61.23	55.57	46.69	34.01	23.84	19.3
Short-Term Debt	-	-	2.44	2.1	9.55	-
Current Income Taxes Payable	956.17	841.3	669.37	633.26	579.76	534.71
Long-Term Leases	8.5	14.88	13.65	9.91	11.67	-
Other Current Liabilities	137.28	4.15	9.68	19.42	21.84	2.41
Other Long-Term Liabilities	127.74	171.38	75.12	73.78	80.21	90.42
Total Liabilities	1,328	1,167	914.65	887.53	850.34	782.54
Common Stock	1,097	1,097	1,097	1,097	1,097	1,097
Retained Earnings	21.39	19.02	129.11	126.16	103.53	71.28
Comprehensive Income & Other	7,306	7,553	7,708	7,835	8,176	8,589
Total Common Equity	8,424	8,669	8,934	9,058	9,377	9,757
Minority Interest	0.01	0.01	0.01	0.01	0.01	0
Shareholders' Equity	8,424	8,669	8,934	9,058	9,377	9,757
Total Liabilities & Equity	9,752	9,836	9,849	9,946	10,227	10,540
Filing Date Shares Outstanding	109.7	109.7	109.7	109.7	109.7	109.7
Total Common Shares Outstanding	109.7	109.7	109.7	109.7	109.7	109.7
Total Debt	8.5	14.88	16.08	12.01	21.21	-
Net Cash (Debt)	2,528	1,824	1,966	2,117	2,833	3,080
Net Cash Growth	64.03%	-7.20%	-7.13%	-25.28%	-8.01%	-3.31%
Net Cash Per Share	23.04	16.63	17.92	19.30	25.83	28.08
Book Value Per Share	76.79	79.02	81.44	82.57	85.48	88.95
Tangible Book Value	8,424	8,669	8,934	9,058	9,377	9,757
Tangible Book Value Per Share	76.79	79.02	81.44	82.57	85.48	88.95

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.