DSE:SANDHANINS Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	52.53	-235.64	-97.47	-300.09	-515.17	-70.84
Depreciation & Amortization	39.74	40.4	44.16	46.65	44.26	37.97
Gain (Loss) on Sale of Assets	-4.21	-1.26	-7.52	-4.73	-1.84	-
Gain (Loss) on Sale of Investments	1.25	1.97	-2.83	-2.43	-90.62	-
Change in Accounts Receivable	-104.26	-131.73	-0.25	7.97	9.94	-
Change in Unearned Revenue	-1.61	-4.93	-2.38	-11.48	-3.44	-
Change in Deferred Taxes	0.3	0.21	1.15	-1.33	2.16	-
Change in Insurance Reserves / Liabilities	-1.94	-10.69	2.63	-11.97	3.5	-
Change in Other Net Operating Assets	6.82	-48.84	-70.92	-75.76	576.8	-
Other Operating Activities	250.21	305.98	94.1	113.16	178.8	611.43
Operating Cash Flow	247.73	31.38	-38.42	-164.51	159.39	578.57
Operating Cash Flow Growth	-	-	-	-	-72.45%	-
Capital Expenditures	-19.75	-14.71	-19.95	-26.02	-42.3	-
Sale of Property, Plant & Equipment	4.21	1.26	7.59	4.73	1.84	3.67
Cash Acquisitions	-	-100	-	-	-100	-15.49
Investment in Securities	904.65	82.7	44.75	-397.6	-189.76	-556.66
Other Investing Activities	-	-	-	-	-22.04	-
Investing Cash Flow	869.53	-34.41	30.11	-419.56	-370.29	-561.49
Short-Term Debt Issued	-	-	0.33	-	9.55	-
Total Debt Issued	-	-	0.33	-	9.55	-
Total Debt Repaid	-0.03	-2.46	-	-7.44	-	-1.52
Net Debt Issued (Repaid)	-0.03	-2.46	0.33	-7.44	9.55	-1.52
Issuance of Common Stock	-	-	-	-	100	-
Common Dividends Paid	-131.64	-137.16	-138.97	-134.06	-124.22	-122.44
Other Financing Activities	1.49	-	-	-	-	0.03
Financing Cash Flow	-130.18	-139.63	-138.64	-141.5	-14.67	-123.93
Miscellaneous Cash Flow Adjustments	-	-	-	0	-	-
Net Cash Flow	987.07	-142.65	-146.95	-725.57	-225.56	-106.85
Free Cash Flow	227.98	16.67	-58.37	-190.53	117.09	578.57
Free Cash Flow Growth	-	-	-	-	-79.76%	-
Free Cash Flow Margin	7.30%	0.55%	-1.99%	-6.46%	3.99%	21.24%
Free Cash Flow Per Share	2.08	0.15	-0.53	-1.74	1.07	5.27
Cash Income Tax Paid	106.9	60.75	45.74	47.05	133.79	129.62
Levered Free Cash Flow	268.9	12.36	-17.08	-171.35	188.05	597.63
Unlevered Free Cash Flow	269.76	13.21	-16.25	-170.68	191.58	597.63
Change in Working Capital	-87.76	-187.1	-57.1	-82.4	593.5	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.