Sandhani Life Insurance Company Limited (DSE:SANDHANINS)

DSE:SANDHANINS Statistics

Total Valuation

DSE:SANDHANINS has a market cap or net worth of BDT 2.16 billion. The enterprise value is 264.60 million.

Market Cap	2.16B
Enterprise Value	264.60M

Important Dates

The next estimated earnings date is Sunday, March 1, 2026.

Earnings Date	Mar 1, 2026
Ex-Dividend Date	Aug 25, 2025

Share Statistics

DSE:SANDHANINS has 109.70 million shares outstanding.

Current Share Class	109.70M
Shares Outstanding	109.70M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	0.73
PB Ratio	0.25
P/TBV Ratio	0.25
P/FCF Ratio	17.68
P/OCF Ratio	15.14
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.77, with an EV/FCF ratio of 2.17.

EV / Earnings	-1.50
EV / Sales	0.09
EV / EBITDA	2.77
EV / EBIT	4.74
EV / FCF	2.17

Financial Position

The company has a current ratio of 3.79, with a Debt / Equity ratio of 0.00.

Current Ratio	3.79
Quick Ratio	2.45
Debt / Equity	0.00
Debt / EBITDA	0.11
Debt / FCF	0.09
Interest Coverage	40.84

Financial Efficiency

Return on equity (ROE) is -2.08% and return on invested capital (ROIC) is 0.41%.

Return on Equity (ROE)	-2.08%
Return on Assets (ROA)	0.36%
Return on Invested Capital (ROIC)	0.41%
Return on Capital Employed (ROCE)	0.64%
Revenue Per Employee	5.62M
Profits Per Employee	-334,906
Employee Count	528
Asset Turnover	0.31
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:SANDHANINS has paid 173.53 million in taxes.

Income Tax	173.53M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -1.50% in the last 52 weeks. The beta is 0.20, so DSE:SANDHANINS's price volatility has been lower than the market average.

Beta (5Y)	0.20
52-Week Price Change	-1.50%
50-Day Moving Average	20.90
200-Day Moving Average	20.72
Relative Strength Index (RSI)	48.83
Average Volume (20 Days)	132,294

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:SANDHANINS had revenue of BDT 2.97 billion and -176.83 million in losses. Loss per share was -1.61.

Revenue	2.97B
Gross Profit	517.53M
Operating Income	55.79M
Pretax Income	-3.30M
Net Income	-176.83M
EBITDA	86.61M
EBIT	55.79M
Loss Per Share	-1.61

Balance Sheet

The company has 1.91 billion in cash and 10.46 million in debt, giving a net cash position of 1.90 billion or 17.29 per share.

Cash & Cash Equivalents	1.91B
Total Debt	10.46M
Net Cash	1.90B
Net Cash Per Share	17.29
Equity (Book Value)	8.51B
Book Value Per Share	77.59
Working Capital	2.86B

Cash Flow

In the last 12 months, operating cash flow was 142.78 million and capital expenditures -20.57 million, giving a free cash flow of 122.20 million.

Operating Cash Flow	142.78M
Capital Expenditures	-20.57M
Free Cash Flow	122.20M
FCF Per Share	1.11

Margins

Gross margin is 17.44%, with operating and profit margins of 1.88% and -5.96%.

Gross Margin	17.44%
Operating Margin	1.88%
Pretax Margin	-0.11%
Profit Margin	-5.96%
EBITDA Margin	2.92%
EBIT Margin	1.88%
FCF Margin	4.12%

Dividends & Yields

This stock pays an annual dividend of 1.20, which amounts to a dividend yield of 6.09%.

Dividend Per Share	1.20
Dividend Yield	6.09%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	6.19%
Earnings Yield	-8.18%
FCF Yield	5.65%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on September 16, 2018. It was a forward split with a ratio of 1.2.

Last Split Date	Sep 16, 2018
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	3