DSE:SHAHJABANK Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	27,623	27,302	22,233	18,178	15,965	13,793
Interest Paid on Deposits	14,590	14,233	11,874	9,063	8,366	7,398
Net Interest Income	13,032	13,068	10,360	9,115	7,599	6,395
Net Interest Income Growth (YoY)	19.08%	26.15%	13.65%	19.95%	18.83%	15.31%
Gain (Loss) on Sale of Assets	-1.03	-1.03	-1.17	-7.15	-4.13	-
Gain (Loss) on Sale of Investments	-165	-203	-293.44	-	-12.4	-16
Other Non-Interest Income	9,013	8,396	7,539	6,205	6,881	4,793
Total Non-Interest Income	8,847	8,192	7,245	6,198	6,864	4,777
Non-Interest Income Growth (YoY)	15.74%	13.08%	16.89%	-9.71%	43.70%	40.52%
Revenues Before Loan Losses	21,880	21,260	17,604	15,313	14,463	11,172
Provision for Loan Losses	4,424	4,209	4,638	1,765	1,087	737.53
Revenue	17,456	17,052	12,966	13,548	13,376	10,434
Revenue Growth (YoY)	31.27%	31.51%	-4.30%	1.29%	28.19%	21.90%
Salaries and Employee Benefits	4,702	4,580	4,646	3,978	3,615	3,034
Occupancy Expenses	1,003	1,031	1,140	1,013	983.15	897.83
Selling, General & Administrative	312.89	299.56	324.6	258.97	224.3	174
Other Non-Interest Expense	2,216	2,177	1,063	920.81	1,016	1,219
Total Non-Interest Expense	8,234	8,088	7,174	6,172	5,839	5,325
EBT Excluding Unusual Items	9,222	8,964	5,792	7,376	7,537	5,110
Pretax Income	9,222	8,964	5,792	7,376	7,537	5,110
Income Tax Expense	5,449	5,283	4,099	3,795	3,952	2,497
Earnings From Continuing Operations	3,773	3,681	1,693	3,582	3,585	2,612
Minority Interest in Earnings	-0.12	-0.15	-0.44	-0.57	-4.95	-20.81
Net Income	3,773	3,681	1,693	3,581	3,580	2,592
Net Income to Common	3,773	3,681	1,693	3,581	3,580	2,592
Net Income Growth	130.89%	117.45%	-52.73%	0.02%	38.16%	35.44%
Basic Shares Outstanding	1,114	1,113	1,113	1,113	1,113	1,113
Diluted Shares Outstanding	1,114	1,113	1,113	1,113	1,113	1,113
Shares Change (YoY)	0.04%	-	-	-	-	-
EPS (Basic)	3.39	3.31	1.52	3.22	3.22	2.33
EPS (Diluted)	3.39	3.31	1.52	3.22	3.22	2.33
EPS Growth	130.80%	117.45%	-52.73%	0.02%	38.16%	35.44%
Dividend Per Share	1.300	1.300	1.000	1.400	1.165	0.925
Dividend Growth	30.00%	30.00%	-28.57%	20.17%	25.99%	110.02%
Effective Tax Rate	59.09%	58.93%	70.77%	51.45%	52.43%	48.87%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.