Shahjalal Islami Bank PLC. (DSE: SHAHJABANK)

SHAHJABANK Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	16,930	3,972	3,296	3,097	7,743	2,389
Investment Securities	47,569	21,427	29,124	28,805	31,347	17,910
Total Investments	47,569	21,427	29,124	28,805	31,347	17,910
Gross Loans	265,337	258,625	251,277	232,576	212,750	216,665
Allowance for Loan Losses	-	-6,886	-6,589	-5,494	-5,664	-5,159
Other Adjustments to Gross Loans	-	-9,988	-7,457	-7,882	-7,949	-11,207
Net Loans	265,337	241,751	237,230	219,200	199,137	200,299
Property, Plant & Equipment	5,174	5,211	5,249	5,209	4,851	4,525
Other Intangible Assets	-	24.54	23.6	18.06	22.16	32.52
Other Receivables	-	3,563	3,601	702.21	348.46	316.67
Restricted Cash	16,894	50,320	42,963	42,079	36,861	29,498
Other Current Assets	-	21,419	17,505	16,734	14,993	12,939
Other Real Estate Owned & Foreclosed	88.31	88.31	88.91	88.91	88.91	88.91
Other Long-Term Assets	33,487	3,945	738.55	625.04	575.98	587.37
Total Assets	385,480	351,719	339,819	316,558	295,968	268,586
Accrued Expenses	-	201.02	263.49	109	279.57	326.34
Interest Bearing Deposits	198,559	184,695	173,817	173,614	179,732	170,383
Non-Interest Bearing Deposits	73,271	60,012	48,293	39,180	34,433	28,408
Total Deposits	271,830	244,708	222,110	212,794	214,166	198,791
Current Portion of Long-Term Debt	-	2,000	-	-	-	-
Current Income Taxes Payable	-	22,853	19,608	17,290	14,949	13,225
Accrued Interest Payable	-	472.96	485.75	134.59	22.08	33.91
Other Current Liabilities	4,308	4,877	5,872	4,017	3,889	4,336
Long-Term Debt	29,858	33,711	52,237	44,901	29,056	21,753
Long-Term Leases	-	1,664	1,576	1,260	726.61	431.6
Long-Term Unearned Revenue	-	5.09	19.23	30.94	35.64	2.27
Long-Term Deferred Tax Liabilities	53.8	70.23	237.15	235.55	256.68	186.32
Other Long-Term Liabilities	53,267	17,397	15,541	15,729	14,390	12,752
Total Liabilities	359,317	327,959	317,949	296,501	277,771	251,837
Common Stock	11,130	11,130	10,806	10,291	9,801	9,334
Retained Earnings	14,742	12,621	11,065	9,536	8,166	7,186
Comprehensive Income & Other	60.84	9.09	-	3.45	2.88	2.88
Total Common Equity	25,933	23,760	21,870	19,830	17,970	16,523
Minority Interest	229.77	-	-	227.44	226.88	226.41
Shareholders' Equity	26,162	23,760	21,870	20,058	18,197	16,749
Total Liabilities & Equity	385,480	351,719	339,819	316,558	295,968	268,586
Total Debt	29,858	37,375	53,812	46,161	29,783	22,184
Net Cash (Debt)	-1,962	-19,287	-29,240	-24,549	1,606	-7,434
Net Cash Per Share	-1.76	-17.33	-26.27	-22.06	1.44	-6.68
Filing Date Shares Outstanding	1,109	1,113	1,113	1,113	1,113	1,113
Total Common Shares Outstanding	1,109	1,113	1,113	1,113	1,113	1,113
Book Value Per Share	23.38	21.35	19.65	17.82	16.15	14.85
Tangible Book Value	25,933	23,736	21,847	19,812	17,948	16,490
Tangible Book Value Per Share	23.38	21.33	19.63	17.80	16.13	14.82

Source: S&P Capital IQ. Banks template. Financial Sources.