Sonali Life Insurance PLC (DSE:SONALILIFE)

Bangladesh · Delayed Price · Currency is BDT

105.40

+1.50 (1.44%)

At close: Oct 14, 2026

Sonali Life Insurance Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	9,330	8,955	8,323	8,368	6,249	3,281
Revenue Growth	11.82%	7.59%	-0.54%	33.92%	90.44%	135.59%
Operating Income	721.36	1,110	1,364	1,796	3,263	1,512
Net Income	518.4	907.26	1,123	793.98	3,065	1,433
Earnings Per Share	10.91	19.10	23.64	-	64.53	30.17
EPS Growth	-57.30%	-19.19%	-	-	113.87%	47.33%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	420.05	816	1,391	2,292	2,662	1,248
Total Debt	418.24	517.09	612.15	674.4	125.22	104.89
Net Cash (Debt)	1.81	298.91	778.68	1,618	2,537	1,143
Net Cash Growth	-99.39%	-61.61%	-51.86%	-36.24%	121.96%	84.04%
Net Cash Per Share	0.04	6.29	16.39	-	53.41	24.06

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	291.17	560.87	841.93	957.63	3,348	2,076
Capital Expenditures	-32.29	-35.49	-9.12	-240.32	-736.89	-808.07
Free Cash Flow	258.88	525.38	832.81	717.31	2,611	1,268
Free Cash Flow Growth	-23.13%	-36.91%	16.10%	-72.53%	105.94%	208.92%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	7.73%	12.40%	16.38%	21.46%	52.22%	46.08%
Pretax Margin	5.54%	10.12%	13.63%	9.95%	50.83%	44.18%
Profit Margin	5.56%	10.13%	13.49%	9.49%	49.05%	43.68%
FCF Margin	2.77%	5.87%	10.01%	8.57%	41.79%	38.65%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 15, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.500	1.500	1.500	-	2.000	1.500
Dividend Per Share Growth	200.00%	0%	-	-	33.33%	50.00%
Dividend Yield	1.42%	2.51%	3.26%	-	3.65%	2.64%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 15, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	9.66	3.18	2.07	4.84	0.92	2.10
P/FCF Ratio	19.34	5.50	2.78	5.36	1.08	2.37
PS Ratio	0.54	0.32	0.28	0.46	0.45	0.92