Sonali Life Insurance PLC (DSE:SONALILIFE)

Bangladesh · Delayed Price · Currency is BDT

97.50

+1.70 (1.77%)

At close: Nov 4, 2026

Sonali Life Insurance Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	9,417	8,955	8,323	8,368	6,249	3,281
Revenue Growth	7.36%	7.59%	-0.54%	33.92%	90.44%	135.59%
Operating Income	495.51	1,110	1,364	1,796	3,263	1,512
Net Income	292.56	907.26	1,123	793.98	3,065	1,433
Earnings Per Share	6.16	19.10	23.64	-	64.53	30.17
EPS Growth	-72.10%	-19.19%	-	-	113.87%	47.33%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	215.23	816	1,391	2,292	2,662	1,248
Total Debt	352.06	517.09	612.15	674.4	125.22	104.89
Net Cash (Debt)	-136.83	298.91	778.68	1,618	2,537	1,143
Net Cash Growth	-	-61.61%	-51.86%	-36.24%	121.96%	84.04%
Net Cash Per Share	-2.88	6.29	16.39	-	53.41	24.06

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-44.6	560.87	841.93	957.63	3,348	2,076
Capital Expenditures	-19.97	-35.49	-9.12	-240.32	-736.89	-808.07
Free Cash Flow	-64.57	525.38	832.81	717.31	2,611	1,268
Free Cash Flow Growth	-	-36.91%	16.10%	-72.53%	105.94%	208.92%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	5.26%	12.40%	16.38%	21.46%	52.22%	46.08%
Pretax Margin	3.09%	10.12%	13.63%	9.95%	50.83%	44.18%
Profit Margin	3.11%	10.13%	13.49%	9.49%	49.05%	43.68%
FCF Margin	-0.69%	5.87%	10.01%	8.57%	41.79%	38.65%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.500	1.500	1.500	-	2.000	1.500
Dividend Per Share Growth	200.00%	0%	-	-	33.33%	50.00%
Dividend Yield	1.54%	2.47%	3.07%	-	3.36%	2.37%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	15.83	3.18	2.07	4.84	0.92	2.10
P/FCF Ratio	-	5.50	2.78	5.36	1.08	2.37
PS Ratio	0.49	0.32	0.28	0.46	0.45	0.92