Southeast Bank PLC (DSE:SOUTHEASTB)

Southeast Bank Income Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	31,793	29,120	22,048	20,187	18,922	22,250
Interest Paid on Deposits	28,209	25,099	19,387	17,043	16,001	19,769
Net Interest Income	3,584	4,021	2,661	3,144	2,922	2,481
Net Interest Income Growth (YoY)	-1.04%	51.11%	-15.37%	7.62%	17.74%	-41.71%
Gain (Loss) on Sale of Investments	-262.29	-933.12	1,454	908.71	-89.62	117.06
Other Non-Interest Income	14,264	13,497	12,577	12,717	11,751	11,289
Total Non-Interest Income	14,002	12,563	14,031	13,626	11,662	11,406
Non-Interest Income Growth (YoY)	2.99%	-10.46%	2.97%	16.84%	2.24%	16.22%
Revenues Before Loan Losses	17,586	16,585	16,692	16,770	14,583	13,888
Provision for Loan Losses	7,581	6,762	5,096	5,423	4,736	5,026
Revenue	10,005	9,822	11,596	11,347	9,847	8,862
Revenue Growth (YoY)	-9.58%	-15.29%	2.20%	15.23%	11.11%	-6.60%
Salaries and Employee Benefits	3,012	2,859	2,846	2,764	2,305	2,066
Occupancy Expenses	2,029	2,023	2,022	1,925	1,736	1,583
Selling, General & Administrative	500.81	541.82	754.21	600.58	493.92	419.54
Other Non-Interest Expense	2,325	2,524	2,459	2,220	2,053	1,638
Total Non-Interest Expense	7,867	7,949	8,082	7,509	6,589	5,706
EBT Excluding Unusual Items	2,138	1,874	3,514	3,837	3,258	3,156
Pretax Income	2,138	1,874	3,514	3,837	3,258	3,156
Income Tax Expense	1,591	1,441	1,380	2,085	1,474	1,007
Earnings From Continuing Operations	547	432.64	2,134	1,752	1,784	2,149
Minority Interest in Earnings	0.95	0.96	-0.12	-0.14	-0.18	-0.13
Net Income	547.96	433.6	2,134	1,752	1,784	2,149
Net Income to Common	547.96	433.6	2,134	1,752	1,784	2,149
Net Income Growth	-63.49%	-79.68%	21.77%	-1.79%	-16.98%	-14.33%
Basic Shares Outstanding	1,337	1,337	1,337	1,337	1,337	1,337
Diluted Shares Outstanding	1,337	1,337	1,337	1,337	1,337	1,337
EPS (Basic)	0.41	0.32	1.60	1.31	1.33	1.61
EPS (Diluted)	0.41	0.32	1.60	1.31	1.33	1.61
EPS Growth	-63.49%	-79.68%	21.77%	-1.79%	-16.98%	-14.33%
Dividend Per Share	-	-	0.577	0.555	0.711	0.889
Dividend Growth	-	-	4.00%	-22.00%	-20.00%	36.69%
Effective Tax Rate	74.41%	76.91%	39.28%	54.33%	45.23%	31.90%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.