Southeast Bank PLC (DSE:SOUTHEASTB)

Southeast Bank Income Statement

Financials in millions BDT. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2024	FY 2023	FY 2022
Period Ending	Mar 31, 2025	Dec 31, 2024	Mar 31, 2024	Dec 31, 2023	Dec 31, 2022
Interest Income on Loans	31,045	29,120	23,528	22,048	20,187
Interest Paid on Deposits	28,937	25,099	20,509	19,387	17,043
Net Interest Income	2,109	4,021	3,019	2,661	3,144
Net Interest Income Growth (YoY)	-47.56%	33.21%	13.44%	-15.37%	7.62%
Gain (Loss) on Sale of Investments	-721.77	-933.12	887.72	1,454	908.71
Other Non-Interest Income	14,999	13,497	12,753	12,577	12,717
Total Non-Interest Income	14,278	12,563	13,641	14,031	13,626
Non-Interest Income Growth (YoY)	13.64%	-7.90%	-2.78%	2.97%	16.84%
Revenues Before Loan Losses	16,386	16,585	16,660	16,692	16,770
Provision for Loan Losses	5,150	6,762	5,686	5,096	5,423
Revenue	11,236	9,822	10,973	11,596	11,347
Revenue Growth (YoY)	14.39%	-10.49%	-5.37%	2.20%	15.23%
Salaries and Employee Benefits	2,801	2,859	2,834	2,846	2,764
Occupancy Expenses	2,047	2,023	2,036	2,022	1,925
Selling, General & Administrative	356.23	541.82	745.26	754.21	600.58
Other Non-Interest Expense	2,462	2,524	2,552	2,459	2,220
Total Non-Interest Expense	7,667	7,949	8,168	8,082	7,509
EBT Excluding Unusual Items	3,569	1,874	2,805	3,514	3,837
Pretax Income	3,569	1,874	2,805	3,514	3,837
Income Tax Expense	1,409	1,441	1,220	1,380	2,085
Earnings From Continuing Operations	2,160	432.64	1,585	2,134	1,752
Minority Interest in Earnings	-0.11	0.96	-0.1	-0.12	-0.14
Net Income	2,160	433.6	1,585	2,134	1,752
Net Income to Common	2,160	433.6	1,585	2,134	1,752
Net Income Growth	398.15%	-72.64%	-25.72%	21.77%	-1.79%
Basic Shares Outstanding	1,350	1,337	1,336	1,337	1,337
Diluted Shares Outstanding	1,350	1,337	1,336	1,337	1,337
Shares Change (YoY)	0.94%	0.14%	-0.14%	-	-
EPS (Basic)	1.60	0.32	1.19	1.60	1.31
EPS (Diluted)	1.60	0.32	1.19	1.60	1.31
EPS Growth	393.51%	-72.68%	-25.61%	21.77%	-1.79%
Dividend Per Share	-	-	-	0.577	0.555
Dividend Growth	-	-	-	4.00%	-22.00%
Effective Tax Rate	39.48%	76.91%	43.49%	39.28%	54.33%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.