Southeast Bank Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	33,296	29,120	22,048	20,187	18,922
Interest Paid on Deposits	31,180	25,099	19,387	17,043	16,001
Net Interest Income	2,116	4,021	2,661	3,144	2,922
Net Interest Income Growth (YoY)	-47.39%	51.11%	-15.37%	7.62%	17.74%
Gain (Loss) on Sale of Investments	-237.24	-933.12	1,454	908.71	-89.62
Other Non-Interest Income	17,702	13,497	12,577	12,717	11,751
Total Non-Interest Income	17,465	12,563	14,031	13,626	11,662
Non-Interest Income Growth (YoY)	39.02%	-10.46%	2.97%	16.84%	2.24%
Revenues Before Loan Losses	19,581	16,585	16,692	16,770	14,583
Provision for Loan Losses	7,178	6,762	5,096	5,423	4,736
Revenue	12,403	9,822	11,596	11,347	9,847
Revenue Growth (YoY)	26.27%	-15.29%	2.20%	15.23%	11.11%
Salaries and Employee Benefits	2,908	2,859	2,846	2,764	2,305
Occupancy Expenses	2,165	2,023	2,022	1,925	1,736
Selling, General & Administrative	393.43	541.82	754.21	600.58	493.92
Other Non-Interest Expense	2,441	2,524	2,459	2,220	2,053
Total Non-Interest Expense	7,908	7,949	8,082	7,509	6,589
EBT Excluding Unusual Items	4,495	1,874	3,514	3,837	3,258
Pretax Income	4,495	1,874	3,514	3,837	3,258
Income Tax Expense	1,144	1,441	1,380	2,085	1,474
Earnings From Continuing Operations	3,350	432.64	2,134	1,752	1,784
Minority Interest in Earnings	1.49	0.96	-0.12	-0.14	-0.18
Net Income	3,352	433.6	2,134	1,752	1,784
Net Income to Common	3,352	433.6	2,134	1,752	1,784
Net Income Growth	673.03%	-79.68%	21.77%	-1.79%	-16.98%
Basic Shares Outstanding	1,335	1,337	1,337	1,337	1,337
Diluted Shares Outstanding	1,335	1,337	1,337	1,337	1,337
Shares Change (YoY)	-0.15%	-	-	-	-
EPS (Basic)	2.51	0.32	1.60	1.31	1.33
EPS (Diluted)	2.51	0.32	1.60	1.31	1.33
EPS Growth	674.19%	-79.68%	21.77%	-1.79%	-16.98%
Dividend Per Share	-	-	0.577	0.555	0.711
Dividend Growth	-	-	4.00%	-22.00%	-20.00%
Effective Tax Rate	25.46%	76.91%	39.28%	54.33%	45.23%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.