Sunlife Insurance Company Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Premiums & Annuity Revenue	106.96	237.56	780.9	903.12	1,030	1,054
Total Interest & Dividend Income	33.69	29.19	25.87	46.45	57.29	47.26
Gain (Loss) on Sale of Investments	-	-	-	-	-	11.57
Other Revenue	-0.12	0.07	3.06	1.35	3.95	2.87
Total Revenue	140.52	266.82	809.82	950.92	1,091	1,116
Revenue Growth (YoY)	-68.66%	-67.05%	-14.84%	-12.83%	-2.22%	28.71%
Policy Benefits	142.64	114.59	586.02	1,094	1,003	560.68
Policy Acquisition & Underwriting Costs	-1.35	47.22	216.68	246.58	205.83	219.72
Depreciation & Amortization	-2.51	15.28	36.35	60.28	64.24	56.56
Selling, General & Administrative	45.4	61.33	76.19	119.12	221.9	232.89
Other Operating Expenses	0.52	-0.09	-4.64	-0	35.15	-0.91
Total Operating Expenses	232.06	292.9	993.7	1,622	1,644	1,194
Operating Income	-91.53	-26.08	-183.88	-670.7	-552.81	-77.98
Interest Expense	-7.02	-0.16	-	-1.07	-1.68	-
Other Non Operating Income (Expenses)	-0.77	-1.71	-2.75	-3.05	-5.77	-2.17
EBT Excluding Unusual Items	-99.32	-27.96	-186.63	-674.82	-560.26	-80.16
Gain (Loss) on Sale of Assets	33.47	20.44	204.77	-	-	-
Other Unusual Items	-	-	-	-	-	-16.94
Pretax Income	-65.85	-7.52	18.14	-674.82	-560.26	-97.1
Income Tax Expense	-	-	15.02	15.63	-	-
Earnings From Continuing Ops.	-65.85	-7.52	3.12	-690.44	-560.26	-97.1
Net Income	-65.85	-7.52	3.12	-690.44	-560.26	-97.1
Net Income to Common	-65.85	-7.52	3.12	-690.44	-560.26	-97.1
Shares Outstanding (Basic)	36	36	36	36	36	36
Shares Outstanding (Diluted)	36	36	36	36	36	36
EPS (Basic)	-1.84	-0.21	0.09	-19.31	-15.67	-2.72
EPS (Diluted)	-1.84	-0.21	0.09	-19.31	-15.67	-2.72
Free Cash Flow	-146.2	-120.4	36.77	-330.85	-650.03	-232.42
Free Cash Flow Per Share	-4.09	-3.37	1.03	-9.25	-18.18	-6.50
Dividend Per Share	0.010	0.010	0.050	-	-	0.100
Dividend Growth	-80.00%	-80.00%	-	-	-	-
Operating Margin	-65.14%	-9.78%	-22.71%	-70.53%	-50.68%	-6.99%
Profit Margin	-46.86%	-2.82%	0.39%	-72.61%	-51.36%	-8.70%
Free Cash Flow Margin	-104.04%	-45.12%	4.54%	-34.79%	-59.59%	-20.83%
EBITDA	-94.04	-10.8	-147.53	-610.41	-488.57	-21.42
EBITDA Margin	-66.92%	-4.05%	-18.22%	-64.19%	-44.79%	-1.92%
D&A For EBITDA	-2.51	15.28	36.35	60.28	64.24	56.56
EBIT	-91.53	-26.08	-183.88	-670.7	-552.81	-77.98
EBIT Margin	-65.14%	-9.78%	-22.71%	-70.53%	-50.68%	-6.99%
Effective Tax Rate	-	-	82.81%	-	-	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.