Sunlife Insurance Company Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	-65.85	-7.52	3.12	-690.44	-560.26	-97.1
Depreciation & Amortization	-2.51	15.28	36.35	60.28	64.24	56.56
Change in Accounts Receivable	-2.66	1.07	-112.13	82.35	-33.67	-9.94
Change in Insurance Reserves / Liabilities	-89.38	-102.94	184.23	298.05	9.47	8.86
Change in Other Net Operating Assets	20.28	5.17	-48.18	-28.56	-75.58	4.58
Other Operating Activities	-36.48	-30.98	-25.87	-46.45	-53.57	-47.26
Operating Cash Flow	-176.49	-120.4	36.77	-325.78	-650.03	-85.58
Capital Expenditures	30.29	-	-	-5.07	-	-146.84
Sale of Property, Plant & Equipment	33.9	33.9	66.78	-	468.86	-
Investment in Securities	-25.18	6.94	27.87	116.08	17.31	140.64
Other Investing Activities	44.08	37.71	24.84	51.97	53.23	53.3
Investing Cash Flow	121.47	30.35	105.51	221.06	386.12	111.42
Common Dividends Paid	-0.05	-	-	-	-3.59	-
Financing Cash Flow	-0.05	-	-	-	-3.59	-
Miscellaneous Cash Flow Adjustments	-0	-0	-	-	-	-
Net Cash Flow	-55.07	-90.05	142.28	-104.71	-267.49	25.84
Free Cash Flow	-146.2	-120.4	36.77	-330.85	-650.03	-232.42
Free Cash Flow Margin	-104.04%	-45.12%	4.54%	-34.79%	-59.59%	-20.83%
Free Cash Flow Per Share	-4.09	-3.37	1.03	-9.25	-18.18	-6.50
Levered Free Cash Flow	-123.62	-139.78	-69.83	89.66	-471.52	-276.62
Unlevered Free Cash Flow	-119.23	-139.67	-69.83	90.33	-470.47	-276.62
Change in Working Capital	-71.65	-97.18	23.17	350.83	-100.44	2.2