Union Bank PLC. (DSE:UNIONBANK)
 1.600
 0.00 (0.00%)
  At close: Nov 3, 2025
Union Bank PLC. Income Statement
Financials in millions BDT. Fiscal year is January - December.
 Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year  | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 | 
|---|---|---|---|---|---|---|---|
Period Ending  | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 | 
Interest Income on Loans     | 27,650 | 23,576 | 20,191 | 19,450 | 19,740 | 16,736 | Upgrade   | 
Interest Paid on Deposits     | 20,319 | 16,270 | 13,963 | 13,400 | 14,292 | 12,313 | Upgrade   | 
Net Interest Income     | 7,331 | 7,306 | 6,229 | 6,050 | 5,448 | 4,423 | Upgrade   | 
Net Interest Income Growth (YoY)     | 1.49% | 17.29% | 2.96% | 11.04% | 23.17% | 11.50% | Upgrade   | 
Gain (Loss) on Sale of Investments     | -48.71 | -23.71 | -4.32 | 6.88 | 0 | -13.07 | Upgrade   | 
Other Non-Interest Income     | 1,098 | 1,138 | 1,271 | 524.4 | 510.96 | 784.4 | Upgrade   | 
Total Non-Interest Income     | 1,050 | 1,114 | 1,267 | 531.28 | 510.97 | 771.33 | Upgrade   | 
Non-Interest Income Growth (YoY)     | -7.79% | -12.04% | 138.44% | 3.98% | -33.76% | 65.36% | Upgrade   | 
Revenues Before Loan Losses     | 8,381 | 8,420 | 7,496 | 6,581 | 5,959 | 5,195 | Upgrade   | 
Provision for Loan Losses     | 1,640 | 674.54 | 906.95 | 1,070 | 600 | 1,208 | Upgrade   | 
| 6,741 | 7,746 | 6,589 | 5,511 | 5,359 | 3,987 | Upgrade   | |
Revenue Growth (YoY)     | -5.91% | 17.56% | 19.54% | 2.84% | 34.43% | 2.54% | Upgrade   | 
Salaries and Employee Benefits     | 2,207 | 2,000 | 1,894 | 1,664 | 1,407 | 1,305 | Upgrade   | 
Occupancy Expenses     | 761.61 | 871.14 | 445.61 | 365.07 | 295.74 | 558.17 | Upgrade   | 
Selling, General & Administrative     | 425.8 | 425.38 | 482.78 | 436.19 | 478.2 | 150.92 | Upgrade   | 
Other Non-Interest Expense     | 1,304 | 1,133 | 629.57 | 467.97 | 516.53 | 456.69 | Upgrade   | 
Total Non-Interest Expense     | 4,699 | 4,430 | 3,452 | 2,933 | 2,698 | 2,471 | Upgrade   | 
EBT Excluding Unusual Items     | 2,043 | 3,316 | 3,137 | 2,578 | 2,661 | 1,515 | Upgrade   | 
Other Unusual Items     | - | - | - | -290.97 | -394 | - | Upgrade   | 
Pretax Income     | 2,043 | 3,316 | 3,137 | 2,287 | 2,267 | 1,515 | Upgrade   | 
Income Tax Expense     | 1,655 | 1,708 | 1,623 | 1,415 | 1,279 | 921 | Upgrade   | 
Net Income     | 388.04 | 1,608 | 1,514 | 872.36 | 988.42 | 594.47 | Upgrade   | 
Net Income to Common     | 388.04 | 1,608 | 1,514 | 872.36 | 988.42 | 594.47 | Upgrade   | 
Net Income Growth     | -75.07% | 6.24% | 73.49% | -11.74% | 66.27% | -37.66% | Upgrade   | 
Basic Shares Outstanding     | 1,036 | 1,019 | 1,014 | 587 | 587 | 587 | Upgrade   | 
Diluted Shares Outstanding     | 1,036 | 1,019 | 1,014 | 587 | 587 | 587 | Upgrade   | 
Shares Change (YoY)     | 3.96% | 0.49% | 72.80% | - | - | - | Upgrade   | 
EPS (Basic)     | 0.37 | 1.58 | 1.49 | 1.49 | 1.68 | 1.01 | Upgrade   | 
EPS (Diluted)     | 0.37 | 1.58 | 1.49 | 1.49 | 1.68 | 1.01 | Upgrade   | 
EPS Growth     | -76.02% | 5.72% | 0.40% | -11.74% | 66.27% | -37.66% | Upgrade   | 
Dividend Per Share     | 0.500 | 0.500 | 0.476 | 0.476 | - | - | Upgrade   | 
Dividend Growth     | 5.00% | 5.00% | - | - | - | - | Upgrade   | 
Effective Tax Rate     | 81.00% | 51.51% | 51.75% | 61.86% | 56.41% | 60.77% | Upgrade   | 
Source: S&P Global Market Intelligence. Banks template. Financial Sources.