Union Bank PLC. Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	-277,950	-257,937	-2,875	1,514	872.36	988.42
Depreciation & Amortization	100.67	193.73	185.21	301.2	243.32	172.3
Gain (Loss) on Sale of Investments	238,891	238,891	1,171	1,088	1,366	-
Change in Other Net Operating Assets	21,652	-10,410	-11,861	-28,966	-24,968	-28,500
Other Operating Activities	1,084	1,322	889.76	-422.55	212.01	1,139
Operating Cash Flow	-17,796	-27,940	-12,490	-26,486	-22,275	-26,200
Capital Expenditures	-123.75	-267.36	-162.58	-230.55	-254.83	-217.73
Investment in Securities	13.31	44.04	51.17	1,757	-4,342	-1,604
Other Investing Activities	-	-	-0	-	-	-
Investing Cash Flow	-110.44	-223.33	-111.42	1,526	-4,597	-1,822
Long-Term Debt Issued	-	26,175	542.08	17,149	383.75	3,356
Total Debt Issued	26,047	26,175	542.08	17,149	383.75	3,356
Long-Term Debt Repaid	-	-800	-800	-800	-	-
Net Debt Issued (Repaid)	25,947	25,375	-257.92	16,349	383.75	3,356
Issuance of Common Stock	-	-	-	4,280	-	-
Common Dividends Paid	-	-	-518.14	-459.83	-	-
Net Increase (Decrease) in Deposit Accounts	-5,844	5,052	12,210	13,146	27,519	22,491
Other Financing Activities	518.14	-	-0	-	-	-
Financing Cash Flow	20,621	30,427	11,434	33,315	27,903	25,847
Net Cash Flow	2,715	2,263	-1,167	8,355	1,031	-2,175
Free Cash Flow	-17,919	-28,208	-12,652	-26,716	-22,530	-26,418
Free Cash Flow Margin	-	-	-702.67%	-405.50%	-408.78%	-492.96%
Free Cash Flow Per Share	-17.29	-27.22	-12.41	-26.34	-38.39	-45.02
Cash Interest Paid	22,777	18,478	15,389	13,963	13,421	14,183
Cash Income Tax Paid	106.04	1,524	1,208	1,542	1,290	1,221