Union Bank PLC. (DSE: UNIONBANK)

Union Bank PLC. Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	6,517	13,881	15,848	8,171	13,147	9,055
Investment Securities	288,956	265,914	232,549	205,853	174,025	152,544
Total Investments	288,956	265,914	232,549	205,853	174,025	152,544
Property, Plant & Equipment	4,940	5,009	4,953	4,055	3,763	3,718
Accrued Interest Receivable	1,284	1,006	631.83	288.45	476	572.35
Other Receivables	-	445.67	536.53	126.38	130.97	-
Restricted Cash	-	7,485	6,685	6,007	-	6,268
Other Current Assets	363.74	357.58	332.07	366.61	4,992	3,832
Long-Term Deferred Tax Assets	100.48	99.93	105.73	97.9	82.48	82.2
Other Long-Term Assets	989.33	1,149	11,267	11,642	13,415	4,036
Total Assets	303,150	295,348	272,909	236,606	210,032	180,106
Accrued Expenses	-	4,071	3,341	3,363	3,280	3,275
Interest Bearing Deposits	216,820	216,421	203,652	190,463	166,244	144,752
Non-Interest Bearing Deposits	4,685	5,387	6,091	7,333	4,265	3,816
Total Deposits	221,505	221,809	209,743	197,797	170,509	148,569
Short-Term Borrowings	34,427	27,725	27,183	10,034	9,650	6,294
Current Income Taxes Payable	-	1,277	532.85	499.12	4,925	3,762
Other Current Liabilities	1,564	2,688	2,155	1,156	1,273	939.84
Long-Term Debt	1,700	2,400	3,200	4,000	4,000	4,000
Long-Term Leases	-	926.98	900.46	217.4	-	-
Pension & Post-Retirement Benefits	-	77.11	94.41	70.04	51.12	85.73
Other Long-Term Liabilities	27,991	18,036	10,479	9,460	7,188	4,731
Total Liabilities	287,186	279,010	257,629	226,596	200,876	171,656
Common Stock	10,363	10,363	9,869	5,589	5,589	5,273
Retained Earnings	5,456	5,829	5,265	4,275	3,421	3,032
Comprehensive Income & Other	145.75	145.75	145.75	145.75	145.75	145.75
Shareholders' Equity	15,964	16,338	15,280	10,011	9,156	8,451
Total Liabilities & Equity	303,150	295,348	272,909	236,606	210,032	180,106
Total Debt	36,127	31,052	31,284	14,251	13,650	10,294
Net Cash (Debt)	-29,610	-17,171	-15,435	-6,080	-503.06	-1,239
Net Cash Per Share	-28.57	-16.85	-15.22	-10.36	-0.86	-2.11
Filing Date Shares Outstanding	1,036	1,036	1,036	586.88	586.88	586.88
Total Common Shares Outstanding	1,036	1,036	1,036	586.88	586.88	586.88
Book Value Per Share	15.41	15.77	14.75	17.06	15.60	14.40
Tangible Book Value	15,964	16,338	15,280	10,011	9,156	8,451
Tangible Book Value Per Share	15.41	15.77	14.75	17.06	15.60	14.40

Source: S&P Capital IQ. Banks template. Financial Sources.