Union Bank PLC. (DSE: UNIONBANK)

Union Bank PLC. Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Net Income	388.04	1,608	1,514	872.36	988.42	594.47
Depreciation & Amortization	364.34	364.36	301.2	243.32	172.3	191.89
Gain (Loss) on Sale of Investments	1,171	1,171	1,088	1,366	-	-
Change in Other Net Operating Assets	-35,915	-16,822	-28,966	-24,968	-28,500	-26,453
Other Operating Activities	1,659	1,189	-422.55	212.01	1,139	1,805
Operating Cash Flow	-31,335	-12,490	-26,486	-22,275	-26,200	-23,862
Capital Expenditures	-204.05	-162.58	-230.55	-254.83	-217.73	-2,787
Investment in Securities	26.21	51.17	1,757	-4,342	-1,604	-970.6
Investing Cash Flow	-177.84	-111.42	1,526	-4,597	-1,822	-3,758
Long-Term Debt Issued	-	542.08	17,149	383.75	3,356	4,000
Total Debt Issued	7,244	542.08	17,149	383.75	3,356	4,000
Long-Term Debt Repaid	-	-800	-800	-	-	-1,964
Net Debt Issued (Repaid)	19,828	-257.92	16,349	383.75	3,356	2,036
Issuance of Common Stock	-	-	4,280	-	-	-
Common Dividends Paid	-518.14	-518.14	-459.83	-	-	-
Net Increase (Decrease) in Deposit Accounts	5,471	12,210	13,146	27,519	22,491	25,321
Financing Cash Flow	24,781	11,434	33,315	27,903	25,847	27,358
Net Cash Flow	-6,732	-1,167	8,355	1,031	-2,175	-262.07
Free Cash Flow	-31,539	-12,652	-26,716	-22,530	-26,418	-26,649
Free Cash Flow Margin	-467.84%	-163.35%	-405.50%	-408.78%	-492.96%	-668.48%
Free Cash Flow Per Share	-30.43	-12.42	-26.34	-38.39	-45.01	-45.41
Cash Interest Paid	18,900	15,442	13,963	13,421	14,183	11,751
Cash Income Tax Paid	1,230	891.4	1,542	1,290	1,221	884.06

Source: S&P Capital IQ. Banks template. Financial Sources.