Union Bank PLC. (DSE:UNIONBANK)

Union Bank PLC. Statistics

Total Valuation

Union Bank PLC. has a market cap or net worth of BDT 1.66 billion.

Market Cap	1.66B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, October 30, 2025.

Earnings Date	Oct 30, 2025
Ex-Dividend Date	n/a

Share Statistics

Union Bank PLC. has 1.04 billion shares outstanding.

Current Share Class	1.04B
Shares Outstanding	1.04B
Shares Change (YoY)	n/a
Shares Change (QoQ)	+0.36%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 4.27.

PE Ratio	4.27
Forward PE	n/a
PS Ratio	0.25
PB Ratio	0.10
P/TBV Ratio	0.10
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.15
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 2.42%.

Return on Equity (ROE)	2.42%
Return on Assets (ROA)	0.13%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	3.89M
Profits Per Employee	223,653
Employee Count	1,735
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Union Bank PLC. has paid 1.65 billion in taxes.

Income Tax	1.65B
Effective Tax Rate	81.00%

Stock Price Statistics

The stock price has decreased by -69.81% in the last 52 weeks. The beta is -0.00, so Union Bank PLC.'s price volatility has been lower than the market average.

Beta (5Y)	-0.00
52-Week Price Change	-69.81%
50-Day Moving Average	1.94
200-Day Moving Average	3.13
Relative Strength Index (RSI)	36.54
Average Volume (20 Days)	1,572,677

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Union Bank PLC. had revenue of BDT 6.74 billion and earned 388.04 million in profits. Earnings per share was 0.37.

Revenue	6.74B
Gross Profit	6.68B
Operating Income	2.04B
Pretax Income	2.04B
Net Income	388.04M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.37

Balance Sheet

The company has 6.52 billion in cash and 36.13 billion in debt, giving a net cash position of -29.61 billion or -28.57 per share.

Cash & Cash Equivalents	6.52B
Total Debt	36.13B
Net Cash	-29.61B
Net Cash Per Share	-28.57
Equity (Book Value)	15.96B
Book Value Per Share	15.41
Working Capital	-249.33B

Cash Flow

In the last 12 months, operating cash flow was -31.34 billion and capital expenditures -204.05 million, giving a free cash flow of -31.54 billion.

Operating Cash Flow	-31.34B
Capital Expenditures	-204.05M
Free Cash Flow	-31.54B
FCF Per Share	-30.43

Margins

Gross Margin	n/a
Operating Margin	30.30%
Pretax Margin	30.30%
Profit Margin	5.76%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.50, which amounts to a dividend yield of 27.78%.

Dividend Per Share	0.50
Dividend Yield	27.78%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	133.53%
Buyback Yield	-3.96%
Shareholder Yield	23.82%
Earnings Yield	23.40%
FCF Yield	-1,902.19%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 13, 2023. It was a forward split with a ratio of 1.05.

Last Split Date	Apr 13, 2023
Split Type	Forward
Split Ratio	1.05

Scores

Altman Z-Score	n/a
Piotroski F-Score	2