Union Capital Limited (DSE:UNIONCAP)

Union Capital Income Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest and Dividend Income	348.81	405.85	441.53	700.5	1,203	1,535
Total Interest Expense	878.87	804.44	931.46	1,116	1,696	2,234
Net Interest Income	-530.06	-398.59	-489.93	-415.86	-492.77	-699.72
Commissions and Fees	73.43	79.77	150.12	211.92	122.68	129.98
Other Revenue	1.42	1.42	1.32	4.7	3.19	-
Revenue Before Loan Losses	-455.21	-317.4	-338.49	-199.24	-366.9	-569.74
Provision for Loan Losses	4,696	5,465	1,436	863.07	0.77	196.2
Revenue	-5,151	-5,782	-1,775	-1,062	-367.67	-765.94
Salaries & Employee Benefits	163.2	170.23	175.35	164.88	171.36	236.69
Cost of Services Provided	16.9	16.76	18.01	27.95	27.59	75.27
Other Operating Expenses	9.68	7.13	18.99	33.2	-194.59	-0.91
Total Operating Expenses	225.91	229.62	249	265.64	50.74	331.67
Operating Income	-5,377	-6,012	-2,024	-1,328	-418.41	-1,098
EBT Excluding Unusual Items	-5,375	-6,010	-2,024	-1,328	-417.47	-1,098
Gain (Loss) on Sale of Investments	-32.06	-30.38	-3.1	1.44	-8.17	82.54
Pretax Income	-5,407	-6,041	-2,027	-1,327	-425.64	-1,015
Income Tax Expense	35.47	29.1	35.36	58.66	106.72	42.83
Earnings From Continuing Ops.	-5,443	-6,070	-2,062	-1,386	-532.37	-1,057
Minority Interest in Earnings	0	0	0	-0	0	0
Net Income	-5,443	-6,070	-2,062	-1,386	-532.37	-1,057
Net Income to Common	-5,443	-6,070	-2,062	-1,386	-532.37	-1,057
Shares Outstanding (Basic)	173	173	173	173	173	173
Shares Outstanding (Diluted)	173	173	173	173	173	173
EPS (Basic)	-31.54	-35.17	-11.95	-8.03	-3.08	-6.13
EPS (Diluted)	-31.54	-35.17	-11.95	-8.03	-3.08	-6.13
Free Cash Flow	351.5	370.8	210.22	-149.47	-138.77	-1,238
Free Cash Flow Per Share	2.04	2.15	1.22	-0.87	-0.80	-7.18

Updated Oct 24, 2024. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.